Bankflorida: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bankflorida of Dade City, FL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.29% | 1.25% | +0.04% | 51st above |
| ROAE | 10.09% | 12.22% | -2.13% | 35th below |
| Net Interest Margin | 4.24% | 3.95% | +0.29% | 66th above |
| Efficiency Ratio | 53.55% | 63.71% | -10.16% | 73rd above |
| PPNR / Avg Assets | 1.90% | — | — | 67th above |
| Yield on Earning Assets | 6.21% | 5.67% | +0.54% | 77th top |
| Cost of Funds | 2.12% | 1.87% | +0.25% | 30th below |
| Net Interest Spread | 3.60% | — | — | 64th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 50th above |
| ACL / Total Loans | 1.40% | — | — | 72nd above |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
| Provision / NCO | 4700.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.29% | 17.18% | -2.89% | 41st below |
| Tier 1 Ratio | 14.29% | 17.21% | -2.92% | 41st below |
| Total Capital Ratio | 15.54% | — | — | 43rd below |
| Leverage Ratio | 12.58% | 11.75% | +0.83% | 71st above |
| Equity / Assets | 11.94% | 10.98% | +0.96% | 70th above |
| TCE / Tangible Assets | 11.94% | — | — | 73rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.00% | 80.44% | +8.56% | 31st below |
| Core Deposit Ratio | 90.80% | 86.95% | +3.85% | 60th above |
| Wholesale Funding Ratio | 3.26% | — | — | 53rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.75% | — | — | 89th top |
| Loan Growth (Y/Y) | 15.42% | — | — | 86th top |
| Deposit Growth (Y/Y) | 11.22% | — | — | 86th top |
See Bankflorida's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bankflorida, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bankflorida profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Bankflorida peer analysis.