Bankmiami: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bankmiami of Coral Gables, FL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.60% | 1.25% | -1.85% | 2nd bottom |
| ROAE | -5.09% | 12.22% | -17.31% | 2nd bottom |
| Net Interest Margin | 2.53% | 3.95% | -1.42% | 3rd bottom |
| Efficiency Ratio | 116.48% | 63.71% | +52.77% | 1st bottom |
| PPNR / Avg Assets | -0.41% | — | — | 1st bottom |
| Yield on Earning Assets | 4.72% | 5.67% | -0.95% | 13th bottom |
| Cost of Funds | 2.44% | 1.87% | +0.57% | 17th bottom |
| Net Interest Spread | 1.94% | — | — | 3rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.90% | — | — | 17th bottom |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 28.79% | 17.18% | +11.61% | 92nd top |
| Tier 1 Ratio | 28.79% | 17.21% | +11.58% | 92nd top |
| Total Capital Ratio | 29.73% | — | — | 92nd top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.43% | 11.75% | -0.32% | 57th above |
| Equity / Assets | 10.99% | 10.98% | +0.01% | 59th above |
| TCE / Tangible Assets | 10.98% | — | — | 63rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 35.39% | 80.44% | -45.05% | 97th top |
| Core Deposit Ratio | 98.33% | 86.95% | +11.38% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 293.98% | — | — | 100th top |
| Loan Growth (Y/Y) | 664.17% | — | — | 100th top |
| Deposit Growth (Y/Y) | 547.33% | — | — | 100th top |
See Bankmiami's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bankmiami, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bankmiami profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Bankmiami peer analysis.