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Bankmiami: Return on Equity

-5.09% Ranks #3,561 of 3,615 U.S. banks · 2nd percentile

Data as of · sourced from FFIEC call reports. How we update

Bankmiami reported a return on equity of -5.09% as of Q2 2026, ranking #3,561 of 3,615 U.S. banks (2nd percentile). That is up 2.95 percentage points from -8.04% a year earlier, and below the 12.32% median of the 1,872 Small Community Banks ($100M–$500M in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

5-Quarter Trend

Q2 2025 Q2 2026 (latest)
Q2 2026 -5.09%
Q1 2026 -5.35%
Q4 2025 -8.42%
Q3 2025 -8.31%
Q2 2025 -8.04%

National Context

Latest value -5.09%
National rank#3,561 of 3,615
Percentile 2nd
5-quarter low-8.42%
5-quarter high-5.09%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is Bankmiami's Return on Equity?

Bankmiami's Return on Equity was -5.09% as of Q2 2026, ranking #3561 of 3,615 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bankmiami profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 59354) · FFIEC NIC profile (RSSD 5906497)