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Bankwest, Incorporated: Efficiency Ratio

79.75% Ranks #3,230 of 3,608 U.S. banks · 11th percentile

Data as of · sourced from FFIEC call reports. How we update

Bankwest, Incorporated reported an efficiency ratio of 79.75% as of Q2 2026, ranking #3,230 of 3,608 U.S. banks (11th percentile). That is down 4.47 percentage points from 84.22% a year earlier, and above the 58.00% median of the 853 Large Community Banks ($1B–$10B in assets). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 79.75%
Q1 2026 79.03%
Q4 2025 72.99%
Q3 2025 79.42%
Q2 2025 84.22%
Q1 2025 77.35%
Q4 2024 80.33%
Q3 2024 79.82%
Q2 2024 74.19%
Q1 2024 80.96%
Q4 2023 67.19%
Q3 2023 79.97%

National Context

Latest value 79.75%
National rank#3,230 of 3,608
Percentile 11th
12-quarter low67.19%
12-quarter high84.22%
Full rankingView leaderboard

What is the Efficiency Ratio?

A bank's efficiency ratio is its noninterest expense divided by its revenue, net interest income plus noninterest income. It shows how many cents the bank spends to earn each dollar of revenue, so a lower ratio is better.

Compare banks of similar size and business model. Very small banks rarely run below 60% because fixed costs are spread over less revenue, and fee-heavy banks with trust or mortgage businesses carry higher expense against their revenue. The trend matters as much as the level: a rising ratio means expenses are growing faster than revenue. A very low ratio can also mean underinvestment in staff or systems.

Full definition & formula →

Frequently asked questions

What is Bankwest, Incorporated's Efficiency Ratio?

Bankwest, Incorporated's Efficiency Ratio was 79.75% as of Q2 2026, ranking #3230 of 3,608 U.S. banks.

What is the Efficiency Ratio?

A bank's efficiency ratio is its noninterest expense divided by its revenue, net interest income plus noninterest income. It shows how many cents the bank spends to earn each dollar of revenue, so a lower ratio is better.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bankwest, Incorporated profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 4009) · FFIEC NIC profile (RSSD 540551)