Bankwest, Incorporated: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bankwest, Incorporated of Pierre, SD against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.72% | 1.34% | -0.62% | 14th bottom |
| ROAE | 8.89% | 12.40% | -3.51% | 23rd bottom |
| Net Interest Margin | 3.99% | 3.83% | +0.16% | 68th above |
| Efficiency Ratio | 79.75% | 57.84% | +21.91% | 6th bottom |
| PPNR / Avg Assets | 0.91% | — | — | 11th bottom |
| Yield on Earning Assets | 6.08% | 5.71% | +0.37% | 79th top |
| Cost of Funds | 2.48% | 2.02% | +0.46% | 22nd bottom |
| Net Interest Spread | 3.48% | — | — | 75th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.05% | 1.00% | +2.05% | 5th bottom |
| NPA / Total Assets | 2.38% | — | — | 5th bottom |
| NCO / Avg Loans | -0.07% | 0.43% | -0.50% | 98th top |
| ACL / Total Loans | 1.08% | — | — | 41st below |
| ACL / NPLs (Coverage) | 35.36% | — | — | 4th bottom |
| Texas Ratio | 24.27% | 5.47% | +18.80% | 2nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.58% | 14.99% | -4.41% | 4th bottom |
| Tier 1 Ratio | 10.58% | 15.02% | -4.44% | 4th bottom |
| Total Capital Ratio | 11.57% | — | — | 5th bottom |
| Leverage Ratio | 9.21% | 11.11% | -1.90% | 16th bottom |
| Equity / Assets | 8.26% | 11.02% | -2.76% | 10th bottom |
| TCE / Tangible Assets | 8.17% | — | — | 15th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.60% | 86.99% | -1.39% | 57th above |
| Core Deposit Ratio | 89.14% | 85.57% | +3.57% | 54th above |
| Uninsured Deposit Ratio Ahead of the peer average, behind the median peer. | 31.67% | 33.19% | -1.52% | 48th below |
| Wholesale Funding Ratio | 5.69% | — | — | 36th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.53% | — | — | 51st above |
| Loan Growth (Y/Y) | 8.20% | — | — | 64th above |
| Deposit Growth (Y/Y) | 10.65% | — | — | 76th top |
See Bankwest, Incorporated's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bankwest, Incorporated, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bankwest, Incorporated profile, how to read a UBPR, or how this data updates.