Bankwest, Incorporated: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 39.14 percentage points lower than in Q1 2026, at 35.36%. Bankwest, Incorporated ranks 48th of 56 South Dakota banks on return on assets, in the lower half at 0.72% (Q2 2026). Bankwest, Incorporated reported 0.72% on return on assets for Q2 2026, 0.55 points below the 1.27% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.58% |
| Tier 1 risk-based capital ratio | 10.58% |
| Total risk-based capital ratio | 11.57% |
| Tier 1 leverage ratio | 9.21% |
| Equity capital to assets | 8.26% |
| Tangible equity to tangible assets | 8.17% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 3.05% |
| Non-performing assets ratio | 2.38% |
| Net charge-off ratio | -0.07% |
| Texas ratio | 24.27% |
| Allowance for credit losses to loans | 1.08% |
| Reserve coverage of non-performing loans | 35.36% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.72% |
| Return on equity | 8.89% |
| Net interest margin | 3.99% |
| Efficiency ratio | 79.75% |
| Yield on earning assets | 6.08% |
| Cost of funds | 2.48% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.60% |
| Core deposits to total deposits | 89.14% |
| Brokered deposits to total deposits | 5.39% |
| Deposits to assets | 85.03% |
| Securities to assets | 19.56% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.27% | 11.27% | 12.24% | 9.51% | 0.65% |
| Q4 2023 | 10.83% | 10.83% | 11.75% | 9.53% | 1.01% |
| Q1 2024 | 10.98% | 10.98% | 11.89% | 9.50% | 0.60% |
| Q2 2024 | 10.80% | 10.80% | 11.72% | 9.47% | 0.83% |
| Q3 2024 | 10.45% | 10.45% | 11.36% | 9.33% | 0.58% |
| Q4 2024 | 10.38% | 10.38% | 11.28% | 9.16% | 0.42% |
| Q1 2025 | 10.20% | 10.20% | 11.18% | 9.22% | 0.36% |
| Q2 2025 | 10.09% | 10.09% | 11.03% | 9.17% | 0.48% |
| Q3 2025 | 10.11% | 10.11% | 11.05% | 9.13% | 0.69% |
| Q4 2025 | 10.24% | 10.24% | 11.17% | 9.19% | 0.95% |
| Q1 2026 | 10.66% | 10.66% | 11.66% | 9.00% | 0.63% |
| Q2 2026 | 10.58% | 10.58% | 11.57% | 9.21% | 0.72% |
Bankwest, Incorporated vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankwest, Incorporated, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankwest, Incorporated profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4009) · FFIEC NIC profile (RSSD 540551)