Bank call report · Saint Petersburg, FL
Bayfirst National Bank Call Report
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Bayfirst National Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 370 reported line items, schedule by schedule (720 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2771694 |
| FDIC certificate number | 34997 |
| Total assets | $1.13B |
Official Q2 2026 call report PDF (FFIEC) →
Bayfirst National Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Bayfirst National Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.13B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.13B |
| Total Liabilities and Minority Interest | RCON2948 | $1.02B |
| Total Deposits | RCON2200 | $1.00B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $882.8M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $872.1M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $837.8M |
| Interest-bearing Balances | RCON0071 | $133.5M |
| Deposits: Noninterest-bearing | RCON6631 | $129.3M |
| Surplus | RCON3839 | $121.8M |
| Total Equity Capital | RCON3210 | $109.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $109.3M |
| Other Assets | RCON2160 | $71.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $45.1M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $44.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $27.8M |
| Other Liabilities, Total | RCON2930 | $22.9M |
| Undivided Profits and Capital Reserves | RCON3632 | -$13.1M |
| Intangible Assets | RCON2143 | $10.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $5.6M |
| Common Stock | RCON3230 | $2.7M |
| Held-to-maturity Securities, Total | RCON1754 | $2.5M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $2.5M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.1M |
| Other Real Estate Owned | RCON2150 | $532K |
Schedule RI: Income Statement (37 items)
About Schedule RI · Bayfirst National Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$51.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$51.5M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$38.1M |
| Net Income (Loss) | RIAD4340 | -$38.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$38.1M |
| Total Interest Income | RIAD4107 | $33.8M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $32.4M |
| Provision for Loan and Lease Losses | RIAD4230 | $32.3M |
| Total Noninterest Expense | RIAD4093 | $32.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $30.7M |
| Net Interest Income | RIAD4074 | $19.1M |
| Other Noninterest Expense | RIAD4092 | $18.1M |
| Total Interest Expense | RIAD4073 | $14.7M |
| Applicable Income Taxes | RIAD4302 | -$13.3M |
| Salaries and Employee Benefits | RIAD4135 | $11.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $10.7M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $9.9M |
| Other Noninterest Income | RIADB497 | -$7.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $7.2M |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | -$7.0M |
| Total Noninterest Income | RIAD4079 | -$6.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $5.7M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $4.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $2.9M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.6M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $2.4M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.8M |
| Net Servicing Fees | RIADB492 | $1.4M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $466K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $300K |
| Interest on Other Securities | RIAD4060 | $215K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$142K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | -$97K |
| Other Interest Income | RIAD4518 | $91K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 148 |
Schedule RC-B: Securities (20 items)
About Schedule RC-B · Bayfirst National Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $15.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $13.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $30.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $16.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $6.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $5.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $4.6M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $3.9M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $3.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $3.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $3.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $3.2M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $2.6M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $2.6M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $2.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $2.5M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $2.4M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $2.4M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $1.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $1.3M |
Schedule RC-C, Part I: Loans and Leases (30 items)
About Schedule RC-C, Part I · Bayfirst National Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $882.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $428.0M |
| Pledged Loans and Leases | RCONG378 | $424.4M |
| Commercial and Industrial Loans | RCON1766 | $192.7M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $190.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $134.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $127.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $99.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $93.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $86.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $77.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $73.7M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $66.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $40.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $39.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $32.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $31.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $31.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $29.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $23.6M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $15.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $14.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $8.8M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $8.3M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $5.3M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $5.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $3.5M |
| Real Estate Loans Secured by Farmland | RCON1420 | $2.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $1.9M |
| Other Loans | RCONJ464 | $121K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $83.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $64.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $48.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $12.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $5.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $906K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $267K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 4,687 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 1,586 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 956 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 121 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 44 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 6 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 3 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Bayfirst National Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $736.5M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $665.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $401.0M |
| Total Transaction Accounts | RCON2215 | $265.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $245.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $205.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $198.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $165.4M |
| Total Brokered Deposits | RCON2365 | $163.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $151.2M |
| Total reciprocal deposits | RCONJH83 | $118.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $113.6M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $113.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $87.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $74.7M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $70.7M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $70.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $63.8M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $53.4M |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $50.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $45.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $40.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $23.8M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $22.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $19.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $18.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $18.1M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $16.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $4.0M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $2.7M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $791K |
Schedule RC-F: Other Assets (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $27.7M |
| Net Deferred Tax Assets | RCON2148 | $19.9M |
| Other Assets | RCON2168 | $16.1M |
| Accounts Receivable | RCONFT34 | $9.0M |
| Accrued Interest Receivable | RCONB556 | $5.1M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $3.7M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $3.2M |
| Prepaid Expenses | RCON2166 | $2.1M |
| Other Repossessed Assets (Net) | RCON1578 | $466K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $15.0M |
| Operating lease liabilities | RCONLB56 | $12.7M |
| Other Expenses Accrued and Unpaid | RCON3646 | $6.5M |
| Accounts Payable | RCON3066 | $1.7M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $788K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $592K |
| Deferred Compensation Liabilities | RCONC011 | $298K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Bayfirst National Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.18B |
| Quarterly Average of Total Loans | RCON3360 | $908.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $426.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $351.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $279.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $240.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $203.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $141.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $140.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $110.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $78.6M |
| Mortgage-backed Securities | RCONB559 | $24.5M |
| All Other Securities | RCONB560 | $9.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $89K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · Bayfirst National Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $133.5M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $26.6M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $14.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $4.2M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $1.9M |
| Performance Standby Letters of Credit | RCON3821 | $1.4M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $100K |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $100K |
Schedule RC-M: Memoranda (6 items)
About Schedule RC-M · Bayfirst National Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $14.4M |
| All other intangible assets | RCONJF76 | $8.7M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $1.7M |
| Mortgage Servicing Assets | RCON3164 | $1.3M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $532K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 4 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (27 items)
About Schedule RC-N · Bayfirst National Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $15.8M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $15.7M |
| Additions to Nonaccrual Assets | RCONC410 | $13.7M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $7.9M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $7.7M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $5.6M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $4.9M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $4.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $3.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $3.5M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $3.2M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 90 Days or More and Still Accruing | RCONK040 | $3.2M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF180 | $3.2M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 90 Days or More and Still Accruing | RCONK037 | $3.2M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $2.9M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $2.9M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $2.4M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $1.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.5M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $593K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $581K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $394K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $119K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $109K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $73K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $50K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $47K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Bayfirst National Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.19B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.00B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $646.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $351.8M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $195.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $105.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $559K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 20,664 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 653 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 84 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Bayfirst National Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Bayfirst National Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.18B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.17B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $846.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $124.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $109.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $108.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $97.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $97.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $97.1M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $14.3M |
| Retained Earnings | RCOAKW00 | -$13.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $11.0M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $11.0M |
| Tier 2 Capital Before Deductions | RCOAP870 | $11.0M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $8.0M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $6.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.1M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$2.1M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1277 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1147 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1147 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.083 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0477 |
Schedule RC-R, Part II: Risk-Weighted Assets (62 items)
About Schedule RC-R, Part II · Bayfirst National Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $881.4M |
| Total Risk-weighted Assets | RCONG641 | $846.5M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $761.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $761.2M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $725.6M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $509.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $433.2M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $361.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $181.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $180.8M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $180.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $180.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $176.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $176.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $139.2M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $138.7M |
| Total All Other Assets | RCOND981 | $126.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $104.7M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $90.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $71.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $71.7M |
| Unconditionally Cancellable Commitments | RCONS540 | $57.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $56.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $49.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $47.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$28.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $26.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $25.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $23.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $23.7M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $18.0M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $16.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $14.3M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $12.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $11.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $11.3M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $9.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $6.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $6.5M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $6.5M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $6.1M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $3.8M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 0 Pct Risk Weight Category | RCONS451 | $3.2M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $3.1M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$2.8M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCONS481 | $2.6M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCONS483 | $2.6M |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCONS480 | $2.6M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $2.5M |
| Total Held-to-maturity Securities | RCOND961 | $2.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category | RCONS452 | $2.4M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $2.1M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $1.4M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $1.3M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $1.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $1.3M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $925K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $681K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $681K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $625K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $482K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$7K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $109.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $87.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $87.4M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $60.1M |
| Other Comprehensive Income | RIADB511 | -$152K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (13 items)
About Schedule RI-B, Part I · Bayfirst National Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $9.9M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $7.5M |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $745K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $703K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $641K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $481K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $470K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $246K |
| Charge-offs on Automobile Loans | RIADK129 | $207K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $107K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $93K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $51K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $22K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)
About Schedule RI-B, Part II · Bayfirst National Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $45.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $22.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $9.9M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $117K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $7K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $7K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $825.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $355.6M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $198.5M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $161.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $71.7M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $45.1M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $38.1M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $32.1M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $5.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $4.1M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $2.6M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $413K |
| Held to Maturity Securities, Other debt securities | RCONJJ24 | $7K |
| Held to Maturity Securities, Total | RCONJJ25 | $7K |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $810.0M |
| Aggregate Amount of Fair Value Option Assets | RCONHK18 | $43.9M |
Bayfirst National Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Bayfirst National Bank call report?
The Bayfirst National Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Bayfirst National Bank file?
Bayfirst National Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Bayfirst National Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Bayfirst National Bank has Federal Reserve RSSD ID 2771694 and FDIC certificate number 34997. Either one finds its filings on the FFIEC Central Data Repository.
How often does Bayfirst National Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Bayfirst National Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 34997) · FFIEC NIC profile (RSSD 2771694)