Belgrade State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 5.18 percentage points higher than in Q1 2026, at 100.99%. Belgrade State Bank ranks 105th of 192 Missouri banks on loan-to-deposit ratio, in the lower half at 83.22% (Q2 2026). At 83.22%, Belgrade State Bank's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $33.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $116.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.22% |
| Net loans and leases to deposits | 82.33% |
| Loans and leases to core deposits | 100.99% |
| Core deposits to total deposits | 82.40% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 78.16% | 84.85% | $0 | $0 |
| Q4 2023 | 82.14% | 85.67% | $0 | $0 |
| Q1 2024 | 80.81% | 85.42% | $0 | $0 |
| Q2 2024 | 80.26% | 85.01% | $0 | $0 |
| Q3 2024 | 80.21% | 84.47% | $0 | $0 |
| Q4 2024 | 82.77% | 82.75% | $0 | $0 |
| Q1 2025 | 81.26% | 83.14% | $0 | $0 |
| Q2 2025 | 81.81% | 82.97% | $0 | $0 |
| Q3 2025 | 81.33% | 82.82% | $0 | $0 |
| Q4 2025 | 79.11% | 83.25% | $0 | $0 |
| Q1 2026 | 80.08% | 83.59% | $0 | $0 |
| Q2 2026 | 83.22% | 82.40% | $0 | $0 |
Belgrade State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Belgrade State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Belgrade State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12208) · FFIEC NIC profile (RSSD 761244)