Belgrade State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Belgrade State Bank of Belgrade, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.69% | 1.34% | +0.35% | 73rd above |
| ROAE | 19.05% | 13.31% | +5.74% | 84th top |
| Net Interest Margin | 4.31% | 3.93% | +0.38% | 71st above |
| Efficiency Ratio | 53.07% | 61.14% | -8.07% | 74th above |
| PPNR / Avg Assets | 2.28% | 1.68% | +0.60% | 83rd top |
| Yield on Earning Assets | 6.32% | 5.67% | +0.65% | 81st top |
| Cost of Funds | 2.14% | 1.88% | +0.26% | 30th below |
| Net Interest Spread | 3.92% | 3.32% | +0.60% | 80th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.34% | 0.94% | -0.60% | 54th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.40% | 0.70% | -0.30% | 44th below |
| NCO / Avg Loans | -0.09% | 0.16% | -0.25% | 96th top |
| ACL / Total Loans | 1.07% | 1.28% | -0.21% | 34th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 310.96% | 1539.39% | -1228.43% | 61st above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.16% | 7.33% | -3.17% | 46th below |
| Provision / NCO | 117.65% | 1396.52% | -1278.87% | 44th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.07% | 19.51% | -4.44% | 49th below |
| Tier 1 Ratio | 15.07% | 19.54% | -4.47% | 49th below |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.29% | 20.63% | -4.34% | 50th above |
| Leverage Ratio | 10.13% | 12.14% | -2.01% | 35th below |
| Equity / Assets | 8.95% | 11.38% | -2.43% | 27th below |
| TCE / Tangible Assets | 8.95% | 11.09% | -2.14% | 30th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.22% | 80.64% | +2.58% | 44th below |
| Core Deposit Ratio | 82.40% | 86.86% | -4.46% | 22nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.95% | 6.85% | +1.10% | 75th top |
| Loan Growth (Y/Y) | 8.86% | 7.90% | +0.96% | 69th above |
| Deposit Growth (Y/Y) | 7.02% | 6.29% | +0.73% | 70th above |
See Belgrade State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Belgrade State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Belgrade State Bank profile, how to read a UBPR, or how this data updates.