Bendena State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bendena State Bank of Bendena, KS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.65% | 1.25% | +0.40% | 71st above |
| ROAE | 17.08% | 13.17% | +3.91% | 75th top |
| Net Interest Margin | 4.10% | 3.95% | +0.15% | 58th above |
| Efficiency Ratio | 46.26% | 61.50% | -15.24% | 88th top |
| PPNR / Avg Assets | 1.96% | — | — | 70th above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.60% | 5.67% | -0.07% | 50th above |
| Cost of Funds | 1.67% | 1.87% | -0.20% | 58th above |
| Net Interest Spread | 3.50% | — | — | 59th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.93% | -0.93% | 93rd top |
| NPA / Total Assets | 0.11% | — | — | 68th above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 82nd top |
| ACL / Total Loans | 1.07% | — | — | 35th below |
| Texas Ratio | 1.12% | 6.06% | -4.94% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.76% | 17.18% | -2.42% | 47th below |
| Tier 1 Ratio | 14.76% | 17.21% | -2.45% | 46th below |
| Total Capital Ratio | 15.81% | — | — | 46th below |
| Leverage Ratio | 9.96% | 11.75% | -1.79% | 30th below |
| Equity / Assets | 9.79% | 10.98% | -1.19% | 40th below |
| TCE / Tangible Assets | 9.41% | — | — | 38th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 75.59% | 80.44% | -4.85% | 61st above |
| Core Deposit Ratio | 90.44% | 86.95% | +3.49% | 57th above |
| Wholesale Funding Ratio | 2.62% | — | — | 60th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 21.31% | — | — | 95th top |
| Loan Growth (Y/Y) | 22.70% | — | — | 94th top |
| Deposit Growth (Y/Y) | 22.60% | — | — | 95th top |
See Bendena State Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bendena State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bendena State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Bendena State Bank peer analysis.