Better Banks: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Better Banks of Peoria, IL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.05% | 1.25% | -0.20% | 35th below |
| ROAE | 13.22% | 13.17% | +0.05% | 54th above |
| Net Interest Margin | 3.93% | 3.95% | -0.02% | 49th below |
| Efficiency Ratio | 72.72% | 61.50% | +11.22% | 22nd bottom |
| PPNR / Avg Assets | 1.31% | — | — | 33rd below |
| Yield on Earning Assets | 4.98% | 5.67% | -0.69% | 22nd bottom |
| Cost of Funds | 1.12% | 1.87% | -0.75% | 87th top |
| Net Interest Spread | 3.57% | — | — | 63rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.53% | 0.93% | +0.60% | 18th bottom |
| NPA / Total Assets | 1.13% | — | — | 18th bottom |
| NCO / Avg Loans | 0.16% | 0.15% | +0.01% | 14th bottom |
| ACL / Total Loans | 1.32% | — | — | 65th above |
| ACL / NPLs (Coverage) | 86.24% | — | — | 23rd bottom |
| Texas Ratio | 13.49% | 6.06% | +7.43% | 11th bottom |
| Provision / NCO | 223.59% | — | — | 59th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.36% | 17.18% | -3.82% | 32nd below |
| Tier 1 Ratio | 13.36% | 17.21% | -3.85% | 32nd below |
| Total Capital Ratio | 14.61% | — | — | 33rd below |
| Leverage Ratio | 9.43% | 11.75% | -2.32% | 20th bottom |
| Equity / Assets | 7.96% | 10.98% | -3.02% | 13th bottom |
| TCE / Tangible Assets | 7.60% | — | — | 11th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.84% | 80.44% | -6.60% | 64th above |
| Core Deposit Ratio | 96.95% | 86.95% | +10.00% | 93rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.29% | — | — | 48th below |
| Loan Growth (Y/Y) | 3.46% | — | — | 39th below |
| Deposit Growth (Y/Y) | 3.62% | — | — | 47th below |
See Better Banks's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Better Banks, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Better Banks profile, how to read a UBPR, or how this data updates.