Blackhawk Bank & Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Blackhawk Bank & Trust of Milan, IL against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.74% | 1.46% | +0.28% | 79th top |
| ROAE | 18.21% | 12.71% | +5.50% | 85th top |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.79% | 3.85% | -0.06% | 56th above |
| Efficiency Ratio | 42.20% | 57.42% | -15.22% | 90th top |
| PPNR / Avg Assets | 2.30% | 1.88% | +0.42% | 82nd top |
| Yield on Earning Assets | 5.81% | 5.72% | +0.09% | 66th above |
| Cost of Funds | 2.22% | 2.02% | +0.20% | 36th below |
| Net Interest Spread | 3.31% | 3.18% | +0.13% | 66th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 1.00% | -0.95% | 92nd top |
| NPA / Total Assets | 0.17% | 0.76% | -0.59% | 78th top |
| NCO / Avg Loans | -0.00% | 0.43% | -0.43% | 85th top |
| ACL / Total Loans | 1.01% | 1.31% | -0.30% | 31st below |
| ACL / NPLs (Coverage) | 1859.74% | 542.29% | +1317.45% | — |
| Texas Ratio | 1.92% | 7.39% | -5.47% | 78th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 272.58% | 618.93% | -346.35% | 66th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.54% | 11.44% | -0.90% | 51st above |
| Equity / Assets | 9.57% | 11.34% | -1.77% | 33rd below |
| TCE / Tangible Assets | 9.57% | 10.50% | -0.93% | 44th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 79.12% | 86.96% | -7.84% | 72nd above |
| Core Deposit Ratio | 90.77% | 85.55% | +5.22% | 62nd above |
| Uninsured Deposit Ratio | 34.21% | 33.12% | +1.09% | 41st below |
| Wholesale Funding Ratio | 11.04% | 5.70% | +5.34% | 12th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 9.13% | 9.68% | -0.55% | 73rd above |
| Loan Growth (Y/Y) | 9.59% | 8.05% | +1.54% | 72nd above |
| Deposit Growth (Y/Y) | 8.08% | 7.87% | +0.21% | 67th above |
See Blackhawk Bank & Trust's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Blackhawk Bank & Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Blackhawk Bank & Trust profile, how to read a UBPR, or how this data updates.