Blackhawk Bank & Trust: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 1508.29 percentage points in Q2 2026, from 351.44% to 1859.74%. It was the largest change from Q1 2026 among the key lines here. Blackhawk Bank & Trust ranks 55th of 323 Illinois banks on return on assets, in the upper half at 1.74% (Q2 2026). Blackhawk Bank & Trust reported 1.74% on return on assets for Q2 2026, 0.46 points above the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.54% |
| Equity capital to assets | 9.57% |
| Tangible equity to tangible assets | 9.57% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.05% |
| Non-performing assets ratio | 0.17% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 1.92% |
| Allowance for credit losses to loans | 1.01% |
| Reserve coverage of non-performing loans | 1859.74% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.74% |
| Return on equity | 18.21% |
| Net interest margin | 3.79% |
| Efficiency ratio | 42.20% |
| Yield on earning assets | 5.81% |
| Cost of funds | 2.22% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.12% |
| Core deposits to total deposits | 90.77% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 78.67% |
| Securities to assets | 34.43% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 9.76% | 0.55% | 1.65% | 0.37% | 0.01% |
| Q4 2023 | 9.62% | 0.48% | 1.74% | 0.34% | -0.20% |
| Q1 2024 | 9.75% | 0.64% | 1.69% | 0.33% | -0.00% |
| Q2 2024 | 9.91% | 0.66% | 2.05% | 0.52% | 0.00% |
| Q3 2024 | 10.10% | 0.52% | 1.98% | 0.48% | 0.00% |
| Q4 2024 | 10.24% | 0.79% | 2.33% | 0.48% | -0.12% |
| Q1 2025 | 10.09% | 0.81% | 2.50% | 0.44% | 0.03% |
| Q2 2025 | 10.00% | 0.97% | 2.69% | 0.52% | 0.01% |
| Q3 2025 | 10.48% | 1.08% | 2.97% | 0.62% | 0.01% |
| Q4 2025 | 10.46% | 1.30% | 3.32% | 0.53% | -0.03% |
| Q1 2026 | 10.78% | 1.33% | 3.34% | 0.26% | 0.23% |
| Q2 2026 | 10.54% | 1.74% | 3.79% | 0.05% | -0.00% |
Blackhawk Bank & Trust vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Blackhawk Bank & Trust, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Blackhawk Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18402) · FFIEC NIC profile (RSSD 890742)