Blue Grass Federal Savings and Loan Association: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Risk-weighted assets edged up by 2.0%, from $35.1M to $35.9M, the largest move among the key lines here. Blue Grass Federal Savings and Loan Association ranks 8th of 69 Kentucky banks on CET1 ratio, in the upper half at 25.63% (Q2 2026). Blue Grass Federal Savings and Loan Association reported 25.63% on CET1 ratio for Q2 2026, 6.12 points above the 19.50% median for banks in the < $100M asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 25.63% |
| Tier 1 risk-based capital ratio | 25.63% |
| Total risk-based capital ratio | 26.87% |
| Tier 1 leverage ratio | 15.91% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $9.2M |
| Tier 1 capital | $9.2M |
| Total risk-based capital | $9.6M |
| Total equity capital | $9.4M |
| Risk-weighted assets | $35.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 16.01% |
| Tangible equity to tangible assets | 15.44% |
| Equity capital to average assets | 16.11% |
| Internal capital growth rate | 1.98% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1K |
| Common stock surplus | $9.3M |
| Retained earnings | $288K |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$215K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 29.85% | 29.85% | 31.07% | 17.02% | $29.7M |
| Q4 2023 | 28.57% | 28.57% | 29.77% | 17.29% | $31.2M |
| Q1 2024 | 29.30% | 29.30% | 30.55% | 17.42% | $30.4M |
| Q2 2024 | 27.14% | 27.14% | 28.39% | 17.30% | $32.9M |
| Q3 2024 | 27.10% | 27.10% | 28.34% | 17.16% | $33.0M |
| Q4 2024 | 28.28% | 28.28% | 29.53% | 17.02% | $31.7M |
| Q1 2025 | 27.62% | 27.62% | 28.87% | 16.84% | $32.6M |
| Q2 2025 | 27.15% | 27.15% | 28.40% | 16.92% | $33.3M |
| Q3 2025 | 26.50% | 26.50% | 27.75% | 16.56% | $34.3M |
| Q4 2025 | 25.77% | 25.77% | 27.00% | 16.12% | $35.4M |
| Q1 2026 | 26.01% | 26.01% | 27.26% | 15.87% | $35.1M |
| Q2 2026 | 25.63% | 25.63% | 26.87% | 15.91% | $35.9M |
Blue Grass Federal Savings and Loan Association regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Blue Grass Federal Savings and Loan Association, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Blue Grass Federal Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31090) · FFIEC NIC profile (RSSD 617079)