Blue Grass Federal Savings and Loan Association: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Blue Grass Federal Savings and Loan Association of Paris, KY against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.32% | 3.13% | -2.81% | 20th bottom |
| ROAE | 1.97% | 10.31% | -8.34% | 20th bottom |
| Net Interest Margin | 2.87% | 3.94% | -1.07% | 12th bottom |
| Efficiency Ratio | 81.61% | 76.31% | +5.30% | 28th below |
| PPNR / Avg Assets | 0.53% | 1.40% | -0.87% | 21st bottom |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.34% | 5.35% | -0.01% | 54th above |
| Cost of Funds | 3.44% | 1.70% | +1.74% | 4th bottom |
| Net Interest Spread | 2.36% | 3.32% | -0.96% | 15th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.10% | -0.10% | 53rd above |
| ACL / Total Loans | 0.94% | 1.49% | -0.55% | 24th bottom |
| Texas Ratio | 0.00% | 8.28% | -8.28% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 25.63% | 62.29% | -36.66% | 59th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 25.63% | 62.30% | -36.67% | 59th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 26.87% | 63.26% | -36.39% | 59th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 15.91% | 17.65% | -1.74% | 69th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 16.01% | 16.45% | -0.44% | 71st above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 15.44% | 16.19% | -0.75% | 70th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 111.03% | 72.77% | +38.26% | 4th bottom |
| Core Deposit Ratio | 86.50% | 88.28% | -1.78% | 27th below |
| Wholesale Funding Ratio | 13.67% | 5.14% | +8.53% | 9th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.79% | 4.25% | +5.54% | 83rd top |
| Loan Growth (Y/Y) | 9.69% | 6.75% | +2.94% | 77th top |
| Deposit Growth (Y/Y) | 13.61% | 3.71% | +9.90% | 91st top |
See Blue Grass Federal Savings and Loan Association's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Blue Grass Federal Savings and Loan Association, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Blue Grass Federal Savings and Loan Association profile, how to read a UBPR, or how this data updates.