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BMO Bank N.A.: Return on Equity

-5.93% Ranks #3,566 of 3,614 U.S. banks · 1st percentile

Data as of · sourced from FFIEC call reports. How we update

BMO Bank N.A. reported a return on equity of -5.93% as of Q2 2026, ranking #3,566 of 3,614 U.S. banks (1st percentile). That is down 13.40 percentage points from 7.47% a year earlier, and below the 13.13% median of the 32 Largest US Banks (≥ $100B in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 -5.93%
Q1 2026 7.82%
Q4 2025 7.19%
Q3 2025 7.35%
Q2 2025 7.47%
Q1 2025 4.88%
Q4 2024 6.93%
Q3 2024 14.66%
Q2 2024 4.44%
Q1 2024 8.25%
Q4 2023 0.71%
Q3 2023 3.95%

National Context

Latest value -5.93%
National rank#3,566 of 3,614
Percentile 1st
12-quarter low-5.93%
12-quarter high14.66%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is BMO Bank N.A.'s Return on Equity?

BMO Bank N.A.'s Return on Equity was -5.93% as of Q2 2026, ranking #3566 of 3,614 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full BMO Bank N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 16571) · FFIEC NIC profile (RSSD 75633)