Bna Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 53.4% in Q2 2026, from $22.6M to $34.7M. It was the largest change from Q1 2026 among the key lines here. Within Mississippi, Bna Bank is 27th of 57 on loan-to-deposit ratio, 76.78% as of Q2 2026. Bna Bank reported 76.78% on loan-to-deposit ratio for Q2 2026, 3.77 points below the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $34.7M |
| Cash and noninterest-bearing balances to assets | 4.05% |
| Cash and securities | $258.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $34.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.97% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 76.78% |
| Net loans and leases to deposits | 76.15% |
| Loans and leases to core deposits | 89.09% |
| Core deposits to total deposits | 86.18% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 65.52% | 94.81% | $0 | $20.5M |
| Q4 2023 | 65.76% | 94.72% | $0 | $10.0M |
| Q1 2024 | 64.95% | 94.33% | $0 | $10.0M |
| Q2 2024 | 67.87% | 93.75% | $0 | $10.0M |
| Q3 2024 | 66.63% | 87.42% | $0 | $10.0M |
| Q4 2024 | 66.79% | 86.87% | $0 | $10.0M |
| Q1 2025 | 67.23% | 86.49% | $0 | $10.0M |
| Q2 2025 | 67.57% | 87.02% | $0 | $10.0M |
| Q3 2025 | 73.91% | 86.02% | $0 | $30.0M |
| Q4 2025 | 77.68% | 85.79% | $0 | $60.0M |
| Q1 2026 | 76.15% | 85.99% | $0 | $29.0M |
| Q2 2026 | 76.78% | 86.18% | $0 | $34.0M |
Bna Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bna Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bna Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19448) · FFIEC NIC profile (RSSD 916745)