Bna Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bna Bank of New Albany, MS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.61% | 1.25% | +0.36% | 68th above |
| ROAE | 14.57% | 13.17% | +1.40% | 63rd above |
| Net Interest Margin | 3.82% | 3.95% | -0.13% | 43rd below |
| Efficiency Ratio | 44.87% | 61.50% | -16.63% | 89th top |
| PPNR / Avg Assets | 2.28% | — | — | 82nd top |
| Yield on Earning Assets | 5.83% | 5.67% | +0.16% | 60th above |
| Cost of Funds | 2.14% | 1.87% | +0.27% | 29th below |
| Net Interest Spread | 3.34% | — | — | 50th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.69% | 0.93% | -0.24% | 37th below |
| NPA / Total Assets | 0.52% | — | — | 37th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.15% | -0.12% | 31st below |
| ACL / Total Loans | 0.82% | — | — | 12th bottom |
| ACL / NPLs (Coverage) | 119.38% | — | — | 33rd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.70% | 6.06% | -1.36% | 37th below |
| Provision / NCO | 22.25% | — | — | 23rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.04% | 17.18% | +0.86% | 69th above |
| Tier 1 Ratio | 18.04% | 17.21% | +0.83% | 69th above |
| Total Capital Ratio | 18.88% | — | — | 67th above |
| Leverage Ratio | 12.49% | 11.75% | +0.74% | 69th above |
| Equity / Assets | 11.01% | 10.98% | +0.03% | 60th above |
| TCE / Tangible Assets | 11.00% | — | — | 63rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.78% | 80.44% | -3.66% | 58th above |
| Core Deposit Ratio | 86.18% | 86.95% | -0.77% | 36th below |
| Wholesale Funding Ratio | 3.97% | — | — | 46th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.99% | — | — | 54th above |
| Loan Growth (Y/Y) | 14.62% | — | — | 85th top |
| Deposit Growth (Y/Y) | 0.87% | — | — | 28th below |
See Bna Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bna Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bna Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Bna Bank peer analysis.