Bogota Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which rose 5.4% to -$1.7M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.54% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $134.1M |
| Tier 1 capital | $134.1M |
| Total risk-based capital | — |
| Total equity capital | $132.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 15.20% |
| Tangible equity to tangible assets | 15.19% |
| Equity capital to average assets | 15.35% |
| Internal capital growth rate | 1.93% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $3.0M |
| Common stock surplus | $42.7M |
| Retained earnings | $92.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 14.06% | 13.39% | 13.37% |
| Q4 2023 | 13.96% | 13.24% | 13.22% |
| Q1 2024 | 13.47% | 12.92% | 12.90% |
| Q2 2024 | 13.22% | 12.76% | 12.74% |
| Q3 2024 | 13.19% | 12.80% | 12.78% |
| Q4 2024 | 13.08% | 12.95% | 12.93% |
| Q1 2025 | 13.55% | 13.66% | 13.65% |
| Q2 2025 | 14.09% | 13.80% | 13.79% |
| Q3 2025 | 14.12% | 14.03% | 14.02% |
| Q4 2025 | 14.35% | 14.44% | 14.43% |
| Q1 2026 | 15.10% | 15.03% | 15.02% |
| Q2 2026 | 15.54% | 15.20% | 15.19% |
Bogota Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bogota Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bogota Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29941) · FFIEC NIC profile (RSSD 927479)