Bogota Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bogota Savings Bank of Teaneck, NJ against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.29% | 1.35% | -1.06% | 8th bottom |
| ROAE | 1.92% | 13.32% | -11.40% | 7th bottom |
| Net Interest Margin | 1.89% | 3.93% | -2.04% | 1st bottom |
| Efficiency Ratio | 83.36% | 61.12% | +22.24% | 11th bottom |
| PPNR / Avg Assets | 0.33% | 1.68% | -1.35% | 6th bottom |
| Yield on Earning Assets | 4.80% | 5.67% | -0.87% | 16th bottom |
| Cost of Funds | 3.26% | 1.88% | +1.38% | 3rd bottom |
| Net Interest Spread | 1.43% | 3.33% | -1.90% | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 4.30% | 0.94% | +3.36% | 3rd bottom |
| NPA / Total Assets | 3.16% | 0.70% | +2.46% | 3rd bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.40% | 1.28% | -0.88% | 1st bottom |
| ACL / NPLs (Coverage) | 9.38% | 1540.09% | -1530.71% | 0th bottom |
| Texas Ratio | 20.38% | 7.32% | +13.06% | 7th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.54% | 12.14% | +3.40% | 89th top |
| Equity / Assets | 15.20% | 11.37% | +3.83% | 89th top |
| TCE / Tangible Assets | 15.19% | 11.09% | +4.10% | 90th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 110.84% | 80.61% | +30.23% | 3rd bottom |
| Core Deposit Ratio | 69.87% | 86.87% | -17.00% | 5th bottom |
| Wholesale Funding Ratio | 16.71% | 5.02% | +11.69% | 3rd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -5.47% | 6.86% | -12.33% | 4th bottom |
| Loan Growth (Y/Y) | -8.01% | 7.92% | -15.93% | 4th bottom |
| Deposit Growth (Y/Y) | -9.46% | 6.30% | -15.76% | 2nd bottom |
See Bogota Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bogota Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bogota Savings Bank profile, how to read a UBPR, or how this data updates.