Skip to main content

BOKF, N.A.: Loan-to-Deposit Ratio

67.82% Ranks #2,852 of 3,650 U.S. banks · 22nd percentile

Data as of · sourced from FFIEC call reports. How we update

BOKF, N.A. reported a loan-to-deposit ratio of 67.82% as of Q2 2026, ranking #2,852 of 3,650 U.S. banks (22nd percentile). The Loan-to-Deposit Ratio (LTD) measures loans against deposits. A high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 67.82%
Q1 2026 67.55%
Q4 2025 64.77%
Q3 2025 64.27%
Q2 2025 63.25%
Q1 2025 61.37%
Q4 2024 62.67%
Q3 2024 64.11%
Q2 2024 67.40%
Q1 2024 67.84%
Q4 2023 69.70%
Q3 2023 69.95%

National Context

Latest value 67.82%
National rank#2,852 of 3,650
Percentile 22nd
12-quarter low61.37%
12-quarter high69.95%
Full rankingView leaderboard

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Most US community banks report LTD between 65% and 90%. The industry has been gradually de-leveraging. LTD has fallen from ~80% to ~70% since 2007. Banks above 100% are funding loans with non-deposit sources, a more rate-sensitive and lower-quality funding mix.

Full definition & formula →

Frequently asked questions

What is BOKF, N.A.'s Loan-to-Deposit Ratio?

BOKF, N.A.'s Loan-to-Deposit Ratio was 67.82% as of Q2 2026, ranking #2852 of 3,650 U.S. banks.

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full BOKF, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 4214) · FFIEC NIC profile (RSSD 339858)