BOKF, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks BOKF, N.A. of Tulsa, OK against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.26% | 1.35% | -0.09% | 48th below |
| ROAE Behind the peer average, ahead of the median peer. | 12.13% | 12.29% | -0.16% | 63rd above |
| Net Interest Margin | 2.84% | 3.69% | -0.85% | 15th bottom |
| Efficiency Ratio | 62.18% | 53.70% | +8.48% | 24th bottom |
| PPNR / Avg Assets | 1.42% | 1.96% | -0.54% | 26th below |
| Yield on Earning Assets | 5.16% | 5.58% | -0.42% | 37th below |
| Cost of Funds | 2.43% | 1.99% | +0.44% | 24th bottom |
| Net Interest Spread | 2.09% | 2.99% | -0.90% | 14th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.60% | 1.06% | -0.46% | 70th above |
| NPA / Total Assets | 0.31% | 0.76% | -0.45% | 82nd top |
| NCO / Avg Loans | 0.01% | 0.36% | -0.35% | 89th top |
| ACL / Total Loans | 1.02% | 1.38% | -0.36% | 28th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 169.24% | 210.50% | -41.26% | 62nd above |
| Texas Ratio | 5.00% | 10.31% | -5.31% | 63rd above |
| Provision / NCO | 168.02% | 106.55% | +61.47% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.29% | 14.78% | -2.49% | 34th below |
| Tier 1 Ratio | 12.29% | 14.90% | -2.61% | 33rd below |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.17% | 16.11% | -1.94% | 52nd above |
| Leverage Ratio | 9.29% | 10.28% | -0.99% | 22nd bottom |
| Equity / Assets | 10.85% | 11.56% | -0.71% | 37th below |
| TCE / Tangible Assets | 9.07% | 9.48% | -0.41% | 33rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.82% | 84.10% | -16.28% | 88th top |
| Core Deposit Ratio | 93.05% | 86.68% | +6.37% | 64th above |
| Uninsured Deposit Ratio | 52.92% | 38.75% | +14.17% | 12th bottom |
| Wholesale Funding Ratio | 9.60% | 5.59% | +4.01% | 14th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.05% | 10.17% | -6.12% | 40th below |
| Loan Growth (Y/Y) | 11.47% | 10.10% | +1.37% | 70th above |
| Deposit Growth (Y/Y) | 3.95% | 10.02% | -6.07% | 44th below |
See BOKF, N.A.'s peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock BOKF, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full BOKF, N.A. profile, how to read a UBPR, or how this data updates.