BOKF, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds purchased and repos: 124.6% higher than in Q1 2026, at $1.49B. Within Oklahoma, BOKF, N.A. is 117th of 169 on loan-to-deposit ratio, 67.82% as of Q2 2026, below the middle of the field. The median for banks in the $10B-100B asset tier is 86.83% on loan-to-deposit ratio. BOKF, N.A. sits 19.01 points lower, at 67.82% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.63B |
| Cash and noninterest-bearing balances to assets | 3.07% |
| Cash and securities | $16.87B |
| Fed funds sold and reverse repos | $9.7M |
| Fed funds sold and reverse repos to assets | 0.02% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $1.49B |
| Other borrowed money | $3.14B |
| Subordinated notes and debentures | $461.8M |
| Other borrowed money to assets | 5.92% |
| Trading liabilities | $230.5M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 67.82% |
| Net loans and leases to deposits | 67.13% |
| Loans and leases to core deposits | 69.37% |
| Core deposits to total deposits | 93.05% |
| Brokered deposits to total deposits | 4.73% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 69.95% | 93.57% | $2.69B | $6.24B |
| Q4 2023 | 69.70% | 94.05% | $927.6M | $7.74B |
| Q1 2024 | 67.84% | 93.01% | $1.19B | $6.77B |
| Q2 2024 | 67.40% | 92.26% | $795.1M | $6.57B |
| Q3 2024 | 64.11% | 91.46% | $712.2M | $4.89B |
| Q4 2024 | 62.67% | 92.12% | $1.27B | $3.09B |
| Q1 2025 | 61.37% | 93.60% | $832.9M | $3.33B |
| Q2 2025 | 63.25% | 93.41% | $632.8M | $4.34B |
| Q3 2025 | 64.27% | 93.59% | $949.8M | $3.29B |
| Q4 2025 | 64.77% | 93.07% | $1.46B | $2.79B |
| Q1 2026 | 67.55% | 93.15% | $662.8M | $5.80B |
| Q2 2026 | 67.82% | 93.05% | $1.49B | $3.14B |
BOKF, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock BOKF, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full BOKF, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4214) · FFIEC NIC profile (RSSD 339858)