BOKF, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 73.20 percentage points in Q2 2026, from 242.44% to 169.24%. It was the largest change from Q1 2026 among the key lines here. Within Oklahoma, BOKF, N.A. is 97th of 169 on return on assets, 1.26% as of Q2 2026, below the middle of the field. The median for banks in the $10B-100B asset tier is 1.30% on return on assets; BOKF, N.A. reported 1.26% for Q2 2026, nearly level with it.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.29% |
| Tier 1 risk-based capital ratio | 12.29% |
| Total risk-based capital ratio | 14.17% |
| Tier 1 leverage ratio | 9.29% |
| Equity capital to assets | 10.85% |
| Tangible equity to tangible assets | 9.07% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.60% |
| Non-performing assets ratio | 0.31% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 5.00% |
| Allowance for credit losses to loans | 1.02% |
| Reserve coverage of non-performing loans | 169.24% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.26% |
| Return on equity | 12.13% |
| Net interest margin | 2.84% |
| Efficiency ratio | 62.18% |
| Yield on earning assets | 5.16% |
| Cost of funds | 2.43% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 67.82% |
| Core deposits to total deposits | 93.05% |
| Brokered deposits to total deposits | 4.73% |
| Deposits to assets | 75.53% |
| Securities to assets | 28.77% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.35% | 11.35% | 12.28% | 8.90% | 1.07% |
| Q4 2023 | 11.37% | 11.37% | 12.30% | 8.86% | 0.51% |
| Q1 2024 | 11.43% | 11.43% | 12.42% | 8.92% | 0.71% |
| Q2 2024 | 11.50% | 11.50% | 12.48% | 8.84% | 1.28% |
| Q3 2024 | 12.09% | 12.09% | 13.11% | 9.09% | 1.06% |
| Q4 2024 | 12.23% | 12.23% | 13.25% | 9.26% | 1.08% |
| Q1 2025 | 12.39% | 12.39% | 13.45% | 9.21% | 0.97% |
| Q2 2025 | 12.61% | 12.61% | 13.65% | 9.08% | 1.07% |
| Q3 2025 | 12.56% | 12.56% | 13.58% | 9.32% | 1.05% |
| Q4 2025 | 12.02% | 12.02% | 14.04% | 9.14% | 1.19% |
| Q1 2026 | 11.89% | 11.89% | 13.82% | 9.23% | 1.15% |
| Q2 2026 | 12.29% | 12.29% | 14.17% | 9.29% | 1.26% |
BOKF, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock BOKF, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full BOKF, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4214) · FFIEC NIC profile (RSSD 339858)