BOKF, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 10.9% in Q2 2026, from -$225.0M to -$249.5M. It was the largest change from Q1 2026 among the key lines here. BOKF, N.A. ranks 58th of 71 Oklahoma banks on CET1 ratio, in the lower half at 12.29% (Q2 2026). The median for banks in the $10B-100B asset tier is 12.96% on CET1 ratio. BOKF, N.A. sits 0.67 points lower, at 12.29% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.29% |
| Tier 1 risk-based capital ratio | 12.29% |
| Total risk-based capital ratio | 14.17% |
| Tier 1 leverage ratio | 9.29% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $4.98B |
| Tier 1 capital | $4.98B |
| Total risk-based capital | $5.74B |
| Total equity capital | $5.75B |
| Risk-weighted assets | $40.53B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.85% |
| Tangible equity to tangible assets | 9.07% |
| Equity capital to average assets | 10.53% |
| Internal capital growth rate | 12.29% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $82.5M |
| Common stock surplus | $2.50B |
| Retained earnings | $3.41B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$249.5M |
| Subordinated notes and debentures | $461.8M |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.35% | 11.35% | 12.28% | 8.90% | $38.34B |
| Q4 2023 | 11.37% | 11.37% | 12.30% | 8.86% | $38.44B |
| Q1 2024 | 11.43% | 11.43% | 12.42% | 8.92% | $38.52B |
| Q2 2024 | 11.50% | 11.50% | 12.48% | 8.84% | $38.90B |
| Q3 2024 | 12.09% | 12.09% | 13.11% | 9.09% | $37.79B |
| Q4 2024 | 12.23% | 12.23% | 13.25% | 9.26% | $37.74B |
| Q1 2025 | 12.39% | 12.39% | 13.45% | 9.21% | $37.43B |
| Q2 2025 | 12.61% | 12.61% | 13.65% | 9.08% | $37.14B |
| Q3 2025 | 12.56% | 12.56% | 13.58% | 9.32% | $37.64B |
| Q4 2025 | 12.02% | 12.02% | 14.04% | 9.14% | $38.59B |
| Q1 2026 | 11.89% | 11.89% | 13.82% | 9.23% | $40.37B |
| Q2 2026 | 12.29% | 12.29% | 14.17% | 9.29% | $40.53B |
BOKF, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock BOKF, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full BOKF, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4214) · FFIEC NIC profile (RSSD 339858)