Brannen Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 0.97 percentage points higher than in Q1 2026, at 60.18%. Brannen Bank ranks 67th of 81 Florida banks on loan-to-deposit ratio, in the lower half at 54.10% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Brannen Bank sits 34.10 points lower, at 54.10% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $241.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $487.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 54.10% |
| Net loans and leases to deposits | 53.70% |
| Loans and leases to core deposits | 60.18% |
| Core deposits to total deposits | 89.90% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 46.99% | 93.01% | $0 | $0 |
| Q4 2023 | 44.86% | 93.06% | $0 | $0 |
| Q1 2024 | 48.20% | 91.69% | $0 | $0 |
| Q2 2024 | 49.46% | 90.94% | $0 | $0 |
| Q3 2024 | 52.62% | 90.38% | $0 | $0 |
| Q4 2024 | 50.26% | 90.82% | $0 | $0 |
| Q1 2025 | 52.43% | 89.91% | $0 | $0 |
| Q2 2025 | 52.06% | 90.43% | $0 | $0 |
| Q3 2025 | 54.10% | 90.32% | $0 | $0 |
| Q4 2025 | 50.07% | 91.07% | $0 | $0 |
| Q1 2026 | 53.34% | 90.10% | $0 | $0 |
| Q2 2026 | 54.10% | 89.90% | $0 | $0 |
Brannen Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Brannen Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brannen Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5676) · FFIEC NIC profile (RSSD 760331)