Brannen Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Brannen Bank of Inverness, FL against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.97% | 1.46% | +0.51% | 86th top |
| ROAE | 56.15% | 12.67% | +43.48% | 99th top |
| Net Interest Margin | 3.51% | 3.85% | -0.34% | 36th below |
| Efficiency Ratio | 46.89% | 57.40% | -10.51% | 83rd top |
| PPNR / Avg Assets | 1.99% | 1.88% | +0.11% | 67th above |
| Yield on Earning Assets | 4.94% | 5.72% | -0.78% | 18th bottom |
| Cost of Funds | 1.40% | 2.02% | -0.62% | 84th top |
| Net Interest Spread | 2.79% | 3.18% | -0.39% | 32nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.45% | 1.00% | -0.55% | 62nd above |
| NPA / Total Assets | 0.27% | 0.76% | -0.49% | 68th above |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 77th top |
| ACL / Total Loans | 0.73% | 1.31% | -0.58% | 10th bottom |
| ACL / NPLs (Coverage) | 162.85% | 564.52% | -401.67% | 46th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.90% | 7.39% | -0.49% | 35th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.94% | 17.34% | -2.40% | 69th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.94% | 17.37% | -2.43% | 69th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.95% | 18.42% | -2.47% | 68th above |
| Leverage Ratio | 6.07% | 11.44% | -5.37% | 0th bottom |
| Equity / Assets | 3.59% | 11.34% | -7.75% | 0th bottom |
| TCE / Tangible Assets | 3.59% | 10.50% | -6.91% | 0th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 54.10% | 86.97% | -32.87% | 95th top |
| Core Deposit Ratio | 89.90% | 85.55% | +4.35% | 57th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.03% | 9.68% | -5.65% | 42nd below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.42% | 8.06% | -0.64% | 61st above |
| Deposit Growth (Y/Y) | 3.37% | 7.88% | -4.51% | 39th below |
See Brannen Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Brannen Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Brannen Bank profile, how to read a UBPR, or how this data updates.