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Brighton Bank: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

The standout move of Q2 2026 was in Core deposits to total deposits: 7.17 percentage points higher than in Q1 2026, at 92.09%. On total deposits, Brighton Bank is 1st from the bottom among 109 Tennessee banks, $45.5M (Q2 2026). The median for banks in the < $100M asset tier is $53.7M on total deposits. Brighton Bank sits 15% lower, at $45.5M (Q2 2026).

Deposit totals

Deposit totals for Brighton Bank, Q2 2026
Line item Q2 2026
Total deposits $45.5M
Domestic office deposits $45.5M
Foreign office deposits —
Deposits to total assets 88.84%
Deposits to total liabilities 99.35%

Deposit composition

Deposit composition for Brighton Bank, Q2 2026
Line item Q2 2026
Demand deposits $9.1M
Savings deposits $9.9M
Transaction accounts to domestic deposits 38.06%
Time deposits $38K
Time deposits under $100k $6.3M
Time deposits $100k to $250k $7.2M
Time deposits over $250k $3.6M
Noninterest-bearing share of deposits 20.08%

Stability of funding

Stability of funding for Brighton Bank, Q2 2026
Line item Q2 2026
Core deposits $41.9M
Core deposits to total deposits 92.09%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $0
Brokered deposits to total deposits 0.00%

Cost of deposits

Cost of deposits for Brighton Bank, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.78%
Interest expense on deposits $265K
Loans and leases to core deposits 73.48%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Brighton Bank, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $41.2M 87.98% 1.19% 2.03%
Q4 2023 $44.5M 88.93% 1.11% 2.48%
Q1 2024 $40.9M 88.51% 1.21% 2.82%
Q2 2024 $42.9M 82.22% 1.15% 3.37%
Q3 2024 $43.4M 82.33% 1.14% 3.45%
Q4 2024 $51.2M 83.25% 0.97% 3.55%
Q1 2025 $50.1M 83.34% 0.99% 3.46%
Q2 2025 $50.9M 84.10% 0.00% 3.35%
Q3 2025 $50.2M 83.23% 0.00% 3.32%
Q4 2025 $49.5M 85.62% 0.00% 3.09%
Q1 2026 $49.5M 84.92% 0.00% 2.90%
Q2 2026 $45.5M 92.09% 0.00% 2.78%

Brighton Bank deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brighton Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 9189) · FFIEC NIC profile (RSSD 227656)