Brighton Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Brighton Bank of Brighton, TN against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.19% | 0.85% | +0.34% | 57th above |
| ROAE | 11.89% | 5.23% | +6.66% | 66th above |
| Net Interest Margin | 3.59% | 3.94% | -0.35% | 34th below |
| Efficiency Ratio | 89.88% | 76.13% | +13.75% | 16th bottom |
| PPNR / Avg Assets | 1.19% | — | — | 47th below |
| Yield on Earning Assets | 5.67% | 5.42% | +0.25% | 67th above |
| Cost of Funds | 2.28% | 1.69% | +0.59% | 19th bottom |
| Net Interest Spread | 2.81% | — | — | 27th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.07% | 1.23% | -1.16% | 67th above |
| NPA / Total Assets | 0.04% | — | — | 61st above |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.54% | — | — | 70th above |
| ACL / NPLs (Coverage) | 2266.67% | — | — | — |
| Texas Ratio | 0.36% | 7.23% | -6.87% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 26.08% | 25.12% | +0.96% | 59th above |
| Tier 1 Ratio | 26.08% | 25.12% | +0.96% | 59th above |
| Total Capital Ratio | 27.35% | — | — | 59th above |
| Leverage Ratio | 10.11% | 14.13% | -4.02% | 19th bottom |
| Equity / Assets | 10.58% | 13.07% | -2.49% | 31st below |
| TCE / Tangible Assets | 10.58% | — | — | 32nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 67.66% | 68.58% | -0.92% | 49th below |
| Core Deposit Ratio | 92.09% | 88.79% | +3.30% | 54th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -10.25% | — | — | 4th bottom |
| Loan Growth (Y/Y) | -13.03% | — | — | 5th bottom |
| Deposit Growth (Y/Y) | -10.58% | — | — | 4th bottom |
See Brighton Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Brighton Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Brighton Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Brighton Bank peer analysis.