Brighton Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Brighton Bank of Salt Lake City, UT against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.08% | 1.25% | +0.83% | 87th top |
| ROAE | 20.24% | 12.22% | +8.02% | 87th top |
| Net Interest Margin | 4.85% | 3.95% | +0.90% | 89th top |
| Efficiency Ratio | 58.10% | 63.71% | -5.61% | 59th above |
| PPNR / Avg Assets | 2.09% | — | — | 75th top |
| Yield on Earning Assets | 6.34% | 5.67% | +0.67% | 82nd top |
| Cost of Funds | 1.27% | 1.87% | -0.60% | 81st top |
| Net Interest Spread | 3.97% | — | — | 82nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.49% | 0.88% | -0.39% | 46th below |
| NPA / Total Assets | 0.33% | — | — | 50th above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.16% | — | — | 45th below |
| ACL / NPLs (Coverage) | 237.57% | — | — | 52nd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 2.98% | 5.96% | -2.98% | 47th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.67% | 11.75% | -0.08% | 60th above |
| Equity / Assets | 10.12% | 10.98% | -0.86% | 46th below |
| TCE / Tangible Assets | 10.12% | — | — | 50th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.13% | 80.44% | -3.31% | 57th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.60% | 86.95% | +1.65% | 47th below |
| Wholesale Funding Ratio | 2.33% | — | — | 64th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.52% | — | — | 16th bottom |
| Loan Growth (Y/Y) | -3.83% | — | — | 9th bottom |
| Deposit Growth (Y/Y) | -0.62% | — | — | 20th bottom |
See Brighton Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Brighton Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Brighton Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Brighton Bank peer analysis.