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Broadstreet Bank, SSB: Loan-to-Deposit Ratio

92.49% Ranks #969 of 3,639 U.S. banks · 73rd percentile

Data as of · sourced from FFIEC call reports. How we update

Broadstreet Bank, SSB reported a loan-to-deposit ratio of 92.49% as of Q2 2026, ranking #969 of 3,639 U.S. banks (73rd percentile). That is up 6.39 percentage points from 86.11% a year earlier, and above the 79.18% median of the 1,873 Small Community Banks ($100M–$500M in assets). The Loan-to-Deposit Ratio (LTD) measures loans against deposits. A high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 92.49%
Q1 2026 89.77%
Q4 2025 92.47%
Q3 2025 85.06%
Q2 2025 86.11%
Q1 2025 87.27%
Q4 2024 86.41%
Q3 2024 88.45%
Q2 2024 81.41%
Q1 2024 79.13%
Q4 2023 86.41%
Q3 2023 87.46%

National Context

Latest value 92.49%
National rank#969 of 3,639
Percentile 73rd
12-quarter low79.13%
12-quarter high92.49%
Full rankingView leaderboard

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Most US community banks report LTD between 65% and 90%. The industry has been gradually de-leveraging. LTD has fallen from ~80% to ~70% since 2007. Banks above 100% are funding loans with non-deposit sources, a more rate-sensitive and lower-quality funding mix.

Full definition & formula →

Frequently asked questions

What is Broadstreet Bank, SSB's Loan-to-Deposit Ratio?

Broadstreet Bank, SSB's Loan-to-Deposit Ratio was 92.49% as of Q2 2026, ranking #969 of 3,639 U.S. banks.

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Broadstreet Bank, SSB profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 28868) · FFIEC NIC profile (RSSD 279)