Broadstreet Bank, SSB: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Broadstreet Bank, SSB of Mineola, TX against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.00% | 1.35% | -0.35% | 33rd below |
| ROAE | 8.93% | 13.33% | -4.40% | 30th below |
| Net Interest Margin | 3.73% | 3.93% | -0.20% | 38th below |
| Efficiency Ratio | 66.98% | 61.13% | +5.85% | 35th below |
| PPNR / Avg Assets | 1.29% | 1.68% | -0.39% | 33rd below |
| Yield on Earning Assets | 5.85% | 5.67% | +0.18% | 61st above |
| Cost of Funds | 2.26% | 1.88% | +0.38% | 23rd bottom |
| Net Interest Spread | 3.25% | 3.32% | -0.07% | 46th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.41% | 0.94% | -0.53% | 50th above |
| NPA / Total Assets | 2.35% | 0.70% | +1.65% | 6th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 42nd below |
| ACL / Total Loans | 1.13% | 1.28% | -0.15% | 41st below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 276.78% | 1546.72% | -1269.94% | 57th above |
| Texas Ratio | 19.68% | 7.33% | +12.35% | 8th bottom |
| Provision / NCO | 1006.67% | 1395.12% | -388.45% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 12.13% | 12.14% | -0.01% | 66th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.25% | 11.36% | -0.11% | 63rd above |
| TCE / Tangible Assets | 11.25% | 11.08% | +0.17% | 66th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.49% | 80.66% | +11.83% | 24th bottom |
| Core Deposit Ratio | 84.86% | 86.85% | -1.99% | 30th below |
| Wholesale Funding Ratio | 10.49% | 5.03% | +5.46% | 12th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.04% | 6.84% | -6.88% | 19th bottom |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.86% | 7.92% | -1.06% | 59th above |
| Deposit Growth (Y/Y) | -0.51% | 6.29% | -6.80% | 21st bottom |
See Broadstreet Bank, SSB's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Broadstreet Bank, SSB, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Broadstreet Bank, SSB profile, how to read a UBPR, or how this data updates.