Broadstreet Bank, SSB: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 3.28 percentage points higher than in Q1 2026, at 102.66%. Broadstreet Bank, SSB ranks 38th of 346 Texas banks on loan-to-deposit ratio, in the upper half at 92.49% (Q2 2026). Broadstreet Bank, SSB reported 92.49% on loan-to-deposit ratio for Q2 2026, 11.65 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $91.4M |
| Fed funds sold and reverse repos | $3.7M |
| Fed funds sold and reverse repos to assets | 0.84% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $46.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 10.49% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.49% |
| Net loans and leases to deposits | 91.45% |
| Loans and leases to core deposits | 102.66% |
| Core deposits to total deposits | 84.86% |
| Brokered deposits to total deposits | 5.24% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.46% | 88.92% | $0 | $79.4M |
| Q4 2023 | 86.41% | 84.93% | $0 | $76.9M |
| Q1 2024 | 79.13% | 88.47% | $0 | $76.5M |
| Q2 2024 | 81.41% | 87.83% | $0 | $71.2M |
| Q3 2024 | 88.45% | 87.70% | $0 | $63.2M |
| Q4 2024 | 86.41% | 85.32% | $0 | $49.9M |
| Q1 2025 | 87.27% | 84.46% | $0 | $49.6M |
| Q2 2025 | 86.11% | 83.57% | $0 | $49.2M |
| Q3 2025 | 85.06% | 83.26% | $0 | $48.8M |
| Q4 2025 | 92.47% | 84.45% | $0 | $45.7M |
| Q1 2026 | 89.77% | 84.98% | $0 | $41.6M |
| Q2 2026 | 92.49% | 84.86% | $0 | $46.5M |
Broadstreet Bank, SSB liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Broadstreet Bank, SSB, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Broadstreet Bank, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28868) · FFIEC NIC profile (RSSD 279)