Broadstreet Bank, SSB: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.20 percentage points in Q2 2026 to 3.73%, the biggest move on this page. Broadstreet Bank, SSB ranks 240th of 345 Texas banks on net interest margin, in the lower half at 3.73% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Broadstreet Bank, SSB sits 0.22 points lower, at 3.73% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.85% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.26% |
| Cost of interest-bearing deposits | 2.35% |
| Cost of interest-bearing liabilities | 2.60% |
| Cost of borrowings | 4.19% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.73% |
| Yield to cost spread | 3.25% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $4.9M |
| Total interest expense | $2.1M |
| Interest expense on deposits | $1.7M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 4.79% | 2.20% | 2.75% |
| Q4 2023 | 4.93% | 2.43% | 2.73% |
| Q1 2024 | 5.12% | 2.47% | 2.81% |
| Q2 2024 | 5.34% | 2.48% | 3.00% |
| Q3 2024 | 5.41% | 2.55% | 3.06% |
| Q4 2024 | 5.44% | 2.57% | 3.09% |
| Q1 2025 | 5.50% | 2.41% | 3.27% |
| Q2 2025 | 5.32% | 2.37% | 3.12% |
| Q3 2025 | 5.58% | 2.37% | 3.32% |
| Q4 2025 | 5.82% | 2.39% | 3.57% |
| Q1 2026 | 5.67% | 2.28% | 3.53% |
| Q2 2026 | 5.85% | 2.26% | 3.73% |
Broadstreet Bank, SSB yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Broadstreet Bank, SSB, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Broadstreet Bank, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28868) · FFIEC NIC profile (RSSD 279)