Buckeye State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Risk-weighted assets rose 6.8% from Q1 2026 to Q2 2026, ending at $395.0M against $369.7M. It was the largest change among the key lines on this page. Buckeye State Bank ranks 75th of 84 Ohio banks on CET1 ratio, in the lower half at 11.36% (Q2 2026). The median for banks in the $100M-1B asset tier is 15.08% on CET1 ratio. Buckeye State Bank sits 3.72 points lower, at 11.36% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.36% |
| Tier 1 risk-based capital ratio | 11.36% |
| Total risk-based capital ratio | 12.17% |
| Tier 1 leverage ratio | 8.16% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $44.9M |
| Tier 1 capital | $44.9M |
| Total risk-based capital | $48.1M |
| Total equity capital | $53.4M |
| Risk-weighted assets | $395.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.38% |
| Tangible equity to tangible assets | 7.21% |
| Equity capital to average assets | 9.45% |
| Internal capital growth rate | 5.96% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.1M |
| Common stock surplus | $45.2M |
| Retained earnings | $12.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$6.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.85% | 12.85% | 13.81% | 9.24% | $275.6M |
| Q4 2023 | 11.93% | 11.93% | 12.77% | 8.74% | $300.5M |
| Q1 2024 | 12.06% | 12.06% | 12.85% | 8.75% | $304.7M |
| Q2 2024 | 12.08% | 12.08% | 12.88% | 8.00% | $308.0M |
| Q3 2024 | 11.44% | 11.44% | 12.18% | 8.44% | $332.9M |
| Q4 2024 | 11.47% | 11.47% | 12.20% | 8.47% | $334.7M |
| Q1 2025 | 12.16% | 12.16% | 12.92% | 9.10% | $338.5M |
| Q2 2025 | 12.41% | 12.41% | 13.21% | 8.98% | $338.7M |
| Q3 2025 | 12.51% | 12.51% | 13.35% | 8.94% | $340.4M |
| Q4 2025 | 11.81% | 11.81% | 12.66% | 8.71% | $362.5M |
| Q1 2026 | 11.91% | 11.91% | 12.75% | 8.46% | $369.7M |
| Q2 2026 | 11.36% | 11.36% | 12.17% | 8.16% | $395.0M |
Buckeye State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Buckeye State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Buckeye State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2286) · FFIEC NIC profile (RSSD 870913)