Buena Vista National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Buena Vista National Bank of Chester, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.20% | 1.34% | -0.14% | 45th below |
| ROAE | 11.12% | 13.31% | -2.19% | 42nd below |
| Net Interest Margin | 4.33% | 3.93% | +0.40% | 72nd above |
| Efficiency Ratio | 64.13% | 61.14% | +2.99% | 42nd below |
| PPNR / Avg Assets | 1.68% | 1.68% | +0.00% | 55th above |
| Yield on Earning Assets | 5.80% | 5.67% | +0.13% | 59th above |
| Cost of Funds | 1.58% | 1.88% | -0.30% | 64th above |
| Net Interest Spread | 3.86% | 3.32% | +0.54% | 78th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.32% | 0.94% | -0.62% | 56th above |
| NPA / Total Assets | 0.23% | 0.70% | -0.47% | 57th above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 76th top |
| ACL / Total Loans | 1.42% | 1.28% | +0.14% | 73rd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 448.85% | 1539.07% | -1090.22% | 69th above |
| Texas Ratio | 2.29% | 7.33% | -5.04% | 60th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.57% | 19.50% | -4.93% | 45th below |
| Tier 1 Ratio | 14.57% | 19.54% | -4.97% | 45th below |
| Total Capital Ratio | 15.82% | 20.62% | -4.80% | 46th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.12% | 12.14% | -1.02% | 53rd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.84% | 11.37% | -0.53% | 57th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.18% | 11.09% | -0.91% | 52nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 79.03% | 80.64% | -1.61% | 53rd above |
| Core Deposit Ratio | 89.36% | 86.86% | +2.50% | 51st above |
| Wholesale Funding Ratio | 2.65% | 5.03% | -2.38% | 60th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.35% | 6.85% | +1.50% | 77th top |
| Loan Growth (Y/Y) | 23.86% | 7.90% | +15.96% | 95th top |
| Deposit Growth (Y/Y) | 10.56% | 6.29% | +4.27% | 84th top |
See Buena Vista National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Buena Vista National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Buena Vista National Bank profile, how to read a UBPR, or how this data updates.