Buena Vista National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 603.92 percentage points lower than in Q1 2026, at 448.85%. Buena Vista National Bank ranks 161st of 323 Illinois banks on return on assets, in the upper half at 1.20% (Q2 2026). Buena Vista National Bank reported 1.20% on return on assets for Q2 2026, 0.06 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.57% |
| Tier 1 risk-based capital ratio | 14.57% |
| Total risk-based capital ratio | 15.82% |
| Tier 1 leverage ratio | 11.12% |
| Equity capital to assets | 10.84% |
| Tangible equity to tangible assets | 10.18% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.32% |
| Non-performing assets ratio | 0.23% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 2.29% |
| Allowance for credit losses to loans | 1.42% |
| Reserve coverage of non-performing loans | 448.85% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.20% |
| Return on equity | 11.12% |
| Net interest margin | 4.33% |
| Efficiency ratio | 64.13% |
| Yield on earning assets | 5.80% |
| Cost of funds | 1.58% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.03% |
| Core deposits to total deposits | 89.36% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.52% |
| Securities to assets | 22.36% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.58% | 15.58% | 16.72% | 10.96% | 0.87% |
| Q4 2023 | 15.63% | 15.63% | 16.83% | 10.68% | 0.64% |
| Q1 2024 | 15.56% | 15.56% | 16.74% | 10.70% | 0.85% |
| Q2 2024 | 15.38% | 15.38% | 16.56% | 10.92% | 0.88% |
| Q3 2024 | 15.80% | 15.80% | 17.03% | 11.09% | 1.16% |
| Q4 2024 | 15.32% | 15.32% | 16.56% | 10.89% | 0.90% |
| Q1 2025 | 15.74% | 15.74% | 16.99% | 10.69% | 1.17% |
| Q2 2025 | 16.09% | 16.09% | 17.34% | 10.97% | 0.87% |
| Q3 2025 | 16.26% | 16.26% | 17.51% | 11.31% | 1.16% |
| Q4 2025 | 15.21% | 15.21% | 16.46% | 10.94% | 0.85% |
| Q1 2026 | 15.01% | 15.01% | 16.26% | 11.14% | 1.51% |
| Q2 2026 | 14.57% | 14.57% | 15.82% | 11.12% | 1.20% |
Buena Vista National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Buena Vista National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Buena Vista National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10844) · FFIEC NIC profile (RSSD 621441)