Bank call report · Tallahassee, FL
Capital City Bank Call Report
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Capital City Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 506 reported line items, schedule by schedule (920 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 876634 |
| FDIC certificate number | 9622 |
| Total assets | $4.45B |
Official Q2 2026 call report PDF (FFIEC) →
Capital City Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · Capital City Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $4.45B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $4.45B |
| Total Liabilities and Minority Interest | RCON2948 | $3.92B |
| Total Deposits | RCON2200 | $3.82B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $2.50B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $2.47B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $2.38B |
| Deposits: Noninterest-bearing | RCON6631 | $1.44B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $845.5M |
| Total Equity Capital | RCON3210 | $527.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $527.4M |
| Interest-bearing Balances | RCON0071 | $412.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $362.9M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $304.5M |
| Held-to-maturity Securities, Total | RCON1754 | $304.5M |
| Surplus | RCON3839 | $168.9M |
| Other Assets | RCON2160 | $114.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $106.9M |
| Intangible Assets | RCON2143 | $90.0M |
| Goodwill | RCON3163 | $89.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $67.1M |
| Other Borrowed Money | RCON3190 | $66.4M |
| Loans and Leases Held for Sale | RCON5369 | $34.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $31.0M |
| Other Liabilities, Total | RCON2930 | $29.0M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $7.4M |
| Accumulated Other Comprehensive Income | RCONB530 | -$4.6M |
| Other Real Estate Owned | RCON2150 | $3.4M |
| Common Stock | RCON3230 | $100K |
Schedule RI: Income Statement (51 items)
About Schedule RI · Capital City Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $102.9M |
| Net Interest Income | RIAD4074 | $87.7M |
| Total Noninterest Expense | RIAD4093 | $83.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $76.5M |
| Salaries and Employee Benefits | RIAD4135 | $48.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $43.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $43.6M |
| Total Noninterest Income | RIAD4079 | $40.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $40.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $33.6M |
| Net Income (Loss) | RIAD4340 | $33.6M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $33.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $24.9M |
| Other Noninterest Expense | RIAD4092 | $20.2M |
| Total Interest Expense | RIAD4073 | $15.2M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $14.4M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $12.6M |
| Other Noninterest Income | RIADB497 | $11.6M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $11.3M |
| Applicable Income Taxes | RIAD4302 | $10.0M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $8.9M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $8.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $7.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $5.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $5.2M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $5.0M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.5M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.8M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $3.4M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $3.4M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $3.4M |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $2.4M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $1.7M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $1.6M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $897K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $695K |
| Interest on Other Securities | RIAD4060 | $671K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $545K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $334K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $296K |
| Net Servicing Fees | RIADB492 | $286K |
| Other Interest Income | RIAD4518 | $262K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $167K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $134K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $29K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $24K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$6K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 901 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $479.7M |
| Balances Due from Federal Reserve Banks | RCON0090 | $406.4M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $39.5M |
| Currency and Coin | RCON0080 | $32.9M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $935K |
Schedule RC-B: Securities (40 items)
About Schedule RC-B · Capital City Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $5.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $4.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $295.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $285.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $50.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $43.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $445K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $420K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $69K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $69K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $864.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $554.4M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $550.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $358.2M |
| Pledged Securities | RCON0416 | $329.2M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $294.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $248.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $180.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $177.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $172.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $161.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $135.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $114.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $79.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $45.9M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $36.2M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $36.1M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $34.2M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $33.9M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $8.6M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $8.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $2.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $1.8M |
| Amortized Cost of Structured Notes | RCON8782 | $832K |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $832K |
| Fair Value of Structured Notes | RCON8783 | $832K |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $832K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $570K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $489K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $14K |
Schedule RC-C, Part I: Loans and Leases (36 items)
About Schedule RC-C, Part I · Capital City Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $2.53B |
| Pledged Loans and Leases | RCONG378 | $1.64B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $954.8M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $866.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $654.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $470.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $340.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $289.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $284.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $279.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $251.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $218.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $217.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $209.7M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $156.7M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $145.2M |
| Commercial and Industrial Loans | RCON1766 | $142.8M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $142.8M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $122.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $122.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $109.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $104.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $63.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $62.7M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $45.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $43.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $34.5M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $22.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $22.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $15.5M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $14.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $12.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $5.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $3.5M |
| Other Loans | RCONJ464 | $3.5M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $36K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $169.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $39.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $38.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $30.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $19.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $7.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $6.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $4.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $1.1M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $778K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 1,372 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 451 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 332 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 245 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 162 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 108 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 62 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 49 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 44 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 27 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 9 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 9 |
Schedule RC-E: Deposit Liabilities (33 items)
About Schedule RC-E · Capital City Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $2.72B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $2.25B |
| Total Demand Deposits (See Note Below) | RCON2210 | $1.54B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.09B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.01B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $510.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $478.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $459.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $418.3M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $352.4M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $235.3M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $227.5M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $110.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $95.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $83.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $65.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $62.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $54.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $51.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $44.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $43.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $36.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $33.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $18.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $17.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $7.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $3.8M |
| Total reciprocal deposits | RCONJH83 | $3.5M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $540K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $73K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $3K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $51.0M |
| Prepaid Expenses | RCON2166 | $43.0M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $24.5M |
| Accrued Interest Receivable | RCONB556 | $16.9M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $12.1M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $9.4M |
| Accounts Receivable | RCONFT34 | $6.2M |
| Net Deferred Tax Assets | RCON2148 | $445K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $17.3M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $14.8M |
| Other Expenses Accrued and Unpaid | RCON3646 | $8.3M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $2.2M |
| Accounts Payable | RCON3066 | $2.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.2M |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Capital City Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $4.42B |
| Quarterly Average of Total Loans | RCON3360 | $2.54B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $1.18B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.17B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $959.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $933.8M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $742.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $365.1M |
| Mortgage-backed Securities | RCONB559 | $345.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $181.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $151.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $123.8M |
| All Other Securities | RCONB560 | $71.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $60.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $53.6M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $10.9M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $5.1M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (11 items)
About Schedule RC-L · Capital City Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $224.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $137.6M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $117.8M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $88.7M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $86.2M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $71.7M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $30.0M |
| Interest Rate Forward Contracts | RCON8697 | $30.0M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $28.7M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $7.3M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $55K |
Schedule RC-M: Memoranda (12 items)
About Schedule RC-M · Capital City Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $66.4M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $51.8M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $9.9M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $6.8M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCONF062 | $5.9M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $2.0M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $1.9M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $1.5M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $1.4M |
| Mortgage Servicing Assets | RCON3164 | $927K |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $11K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 5 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (22 items)
About Schedule RC-N · Capital City Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $10.0M |
| Additions to Nonaccrual Assets | RCONC410 | $8.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $3.0M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.7M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $1.6M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $1.3M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $1.1M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $1.1M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $1.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $936K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $789K |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $765K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $245K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $241K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $189K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $75K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $73K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $72K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $37K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $36K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $25K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $23K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Capital City Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $4.42B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $4.08B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $2.16B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.90B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $1.83B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $447.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $16.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $966K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 123,124 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,925 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,392 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $140.5M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $133.3M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $34.3M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $4.5M |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (17 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $34.3M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $34.3M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $882.4M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $845.5M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $550.6M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $550.6M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $329.1M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $294.9M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $2.7M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $2.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $2.7M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 3 Fair Value Measurements | RCONG550 | $2.1M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCONG546 | $2.1M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $55K |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $55K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $55K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $55K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Capital City Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $2.46B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)
About Schedule RC-R, Part I · Capital City Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $4.42B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $4.34B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.46B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $527.4M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $477.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $446.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $446.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $446.4M |
| Retained Earnings | RCOAKW00 | $362.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $169.0M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $85.5M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $85.5M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $30.7M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $30.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $30.7M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$14.0M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $9.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$4.6M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Does your institution have a CECL transition election in effect as of the quarter end report date? (enter 1 for Yes, enter 0 for No) | RCOAJJ29 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1943 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1818 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1818 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1143 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1029 |
Schedule RC-R, Part II: Risk-Weighted Assets (70 items)
About Schedule RC-R, Part II · Capital City Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.46B |
| Total Risk-weighted Assets | RCONG641 | $2.46B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.92B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.92B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.83B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $1.49B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $1.48B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.28B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $1.21B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.20B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $971.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $920.7M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $845.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $815.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $710.2M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $485.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $479.7M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $444.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $395.5M |
| Total All Other Assets | RCOND981 | $314.6M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $304.5M |
| Total Held-to-maturity Securities | RCOND961 | $304.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $249.2M |
| Unconditionally Cancellable Commitments | RCONS540 | $224.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $193.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $164.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $156.6M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $156.6M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $89.1M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $85.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $82.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $52.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $49.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $39.3M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $36.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $36.6M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $35.0M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $34.3M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $34.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $31.3M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $31.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $30.0M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $29.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $28.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $25.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $21.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $18.9M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$18.8M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $12.1M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $12.1M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $12.1M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $10.4M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $8.2M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $7.4M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $7.4M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $7.4M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $7.3M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $7.3M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $6.6M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $5.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $5.4M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $5.4M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $5.4M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $5.1M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $3.5M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $2.3M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $927K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $927K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $927K |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCOND993 | $743K |
Schedule RC-T: Fiduciary and Related Services (34 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $1.38B |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $641.0M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $320.0M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $199.6M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $199.6M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $170.9M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $56.9M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $50.9M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $34.7M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $14.6M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $13.0M |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCONB877 | $5.7M |
| Income from Fiduciary Activities | RIAD4070 | $4.8M |
| Personal Trust and Agency Accounts | RIADB904 | $2.9M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $1.9M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $1.9M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $976K |
| Other Retirement Accounts | RIADB907 | $776K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $137K |
| Employee Benefit-defined Benefit | RIADB906 | $39K |
| Custody and Safekeeping Accounts | RIADB909 | $12K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 844 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 372 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 262 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 262 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 190 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 16 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 15 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 9 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 5 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 4 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCONB879 | 4 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 3 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 3 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $527.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $517.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $517.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $19.5M |
| Other Comprehensive Income | RIADB511 | -$4.5M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (18 items)
About Schedule RI-B, Part I · Capital City Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $3.5M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $2.0M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $1.4M |
| Charge-offs on Automobile Loans | RIADK129 | $1.3M |
| Recoveries on Automobile Loans | RIADK133 | $943K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $877K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $723K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $137K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $122K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $43K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $43K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $29K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $12K |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $8K |
| Recoveries on All Other Loans | RIAD4628 | $2K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $2K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $1K |
| Recoveries on Loans to Credit Cards | RIADB515 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (8 items)
About Schedule RI-B, Part II · Capital City Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $31.0M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $31.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $3.5M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $90K |
| Balance at end of current period, Available-for-sale debt securities | RIADJH99 | $36K |
| Balance most recently reported for end of previous calendar year, Available-for-sale debt securities | RIADJH94 | $36K |
| Allowance for credit losses on other financial assets measured at amortized cost | RCONJJ03 | $2K |
| Provisions for credit losses on other financial assets measured at amortized cost | RIADJJ02 | $2K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $2.50B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $1.25B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $750.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $182.3M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $172.5M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $149.1M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $31.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $18.3M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $6.7M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $3.0M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $1.7M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $1.3M |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $7.2M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $4.2M |
| Data Processing Expenses | RIADC017 | $3.0M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $1.7M |
| Telecommunications Expense | RIADF559 | $1.7M |
Capital City Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Capital City Bank call report?
The Capital City Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Capital City Bank file?
Capital City Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Capital City Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Capital City Bank has Federal Reserve RSSD ID 876634 and FDIC certificate number 9622. Either one finds its filings on the FFIEC Central Data Repository.
How often does Capital City Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Capital City Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 9622) · FFIEC NIC profile (RSSD 876634)