Bank call report · Madison, WI
Capitol Bank Call Report
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Capitol Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 352 reported line items, schedule by schedule (704 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2339599 |
| FDIC certificate number | 34074 |
| Total assets | $565.3M |
Official Q2 2026 call report PDF (FFIEC) →
Capitol Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Capitol Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $565.3M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $565.3M |
| Total Liabilities and Minority Interest | RCON2948 | $495.9M |
| Total Deposits | RCON2200 | $473.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $431.1M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $424.8M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $400.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $85.2M |
| Deposits: Noninterest-bearing | RCON6631 | $72.4M |
| Total Equity Capital | RCON3210 | $69.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $69.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $64.2M |
| Other Assets | RCON2160 | $21.3M |
| Interest-bearing Balances | RCON0071 | $18.1M |
| Other Borrowed Money | RCON3190 | $17.3M |
| Surplus | RCON3839 | $7.4M |
| Allowance for Loan and Lease Losses | RCON3123 | $6.3M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $5.8M |
| Held-to-maturity Securities, Total | RCON1754 | $5.8M |
| Other Liabilities, Total | RCON2930 | $5.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.7M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $4.4M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.6M |
| Intangible Assets | RCON2143 | $834K |
| Common Stock | RCON3230 | $500K |
| Federal Funds Sold | RCONB987 | $273K |
Schedule RI: Income Statement (41 items)
About Schedule RI · Capitol Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $14.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $12.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $9.3M |
| Net Interest Income | RIAD4074 | $9.1M |
| Total Interest Expense | RIAD4073 | $5.8M |
| Total Noninterest Expense | RIAD4093 | $5.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.9M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.9M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.8M |
| Salaries and Employee Benefits | RIAD4135 | $3.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $3.3M |
| Net Income (Loss) | RIAD4340 | $3.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $3.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.8M |
| Other Noninterest Expense | RIAD4092 | $1.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.2M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.1M |
| Total Noninterest Income | RIAD4079 | $684K |
| Applicable Income Taxes | RIAD4302 | $571K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $530K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $473K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $388K |
| Other Interest Expense | RIADGW44 | $348K |
| Other Noninterest Income | RIADB497 | $268K |
| Interest on Other Securities | RIAD4060 | $261K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $226K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $225K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $174K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $157K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $157K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $116K |
| Net Servicing Fees | RIADB492 | $106K |
| Other Interest Income | RIAD4518 | $94K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $84K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$30K |
| Provision for Loan and Lease Losses | RIAD4230 | -$18K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $18K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $8K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $6K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 56 |
Schedule RC-B: Securities (38 items)
About Schedule RC-B · Capitol Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Other Pass-through Securities: Available-for-sale Amortized Cost | RCONG310 | $34.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Other Pass-through Securities: Available-for-sale Fair Value | RCONG311 | $34.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $10.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $9.4M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $89.1M |
| Pledged Securities | RCON0416 | $18.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $16.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $15.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $15.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $15.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $13.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $11.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $11.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $11.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $11.0M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $8.4M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $8.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $7.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $7.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $5.8M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $5.8M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $5.8M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $5.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $5.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $4.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $3.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $2.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $1.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $974K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $783K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $768K |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $753K |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $748K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $694K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $582K |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $500K |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $500K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $483K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · Capitol Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $431.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $167.5M |
| Pledged Loans and Leases | RCONG378 | $133.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $118.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $112.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $104.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $85.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $62.2M |
| Commercial and Industrial Loans | RCON1766 | $56.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $52.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $42.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $32.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $31.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $23.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $20.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $17.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $14.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $12.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $8.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $6.2M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $5.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $5.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $4.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $3.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $795K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $587K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $296K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $291K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $127K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $61K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $54K |
| Other Loans | RCONJ464 | $29K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $18.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $12.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $4.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $3.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $277K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 61 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 32 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 29 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 26 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 16 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 6 |
Schedule RC-E: Deposit Liabilities (31 items)
About Schedule RC-E · Capitol Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $376.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $300.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $264.9M |
| Total reciprocal deposits | RCONJH83 | $161.1M |
| Total Transaction Accounts | RCON2215 | $96.3M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $95.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $75.0M |
| Total Demand Deposits (See Note Below) | RCON2210 | $72.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $70.8M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $67.2M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $67.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $61.9M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $61.9M |
| Total Brokered Deposits | RCON2365 | $61.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $59.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $38.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $36.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $23.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $21.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $16.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $14.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $12.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $7.6M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $5.4M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $4.7M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $3.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $935K |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $631K |
| Total Nontransaction Accounts - Deposits of Foreign Governments and Official Institutions | RCON2377 | $248K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $73K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $8.9M |
| Other Assets | RCON2168 | $6.5M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $5.0M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $2.6M |
| Accrued Interest Receivable | RCONB556 | $1.7M |
| Net Deferred Tax Assets | RCON2148 | $1.6M |
| Prepaid Expenses | RCON2166 | $465K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $3.5M |
| Deferred Compensation Liabilities | RCONC011 | $1.6M |
| Operating lease liabilities | RCONLB56 | $1.5M |
| Other Expenses Accrued and Unpaid | RCON3646 | $1.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $495K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $159K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Capitol Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $580.1M |
| Quarterly Average of Total Loans | RCON3360 | $452.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $323.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $281.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $75.6M |
| Mortgage-backed Securities | RCONB559 | $63.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $62.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $61.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $24.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $23.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $22.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $17.6M |
| All Other Securities | RCONB560 | $14.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $6.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $4.6M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $242K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $39K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · Capitol Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $57.4M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $52.5M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $29.5M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $20.9M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $7.3M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $5.7M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $1.4M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $744K |
Schedule RC-M: Memoranda (8 items)
About Schedule RC-M · Capitol Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $10.0M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $6.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $6.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $4.3M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $1.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $1.3M |
| Mortgage Servicing Assets | RCON3164 | $834K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (3 items)
About Schedule RC-N · Capitol Bank past due and nonaccrual loans, leases, and other assets trends
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Capitol Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $580.1M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $473.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $281.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $186.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $71.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $4.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $983K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 4,972 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 234 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 119 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 3 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Capitol Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Capitol Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $580.1M |
| Average total consolidated assets | RCOAKW03 | $580.1M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $457.5M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $77.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $72.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $72.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $72.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $69.4M |
| Retained Earnings | RCOAKW00 | $64.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $7.9M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $5.7M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $5.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $5.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$2.6M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1701 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1576 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1576 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1242 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0901 |
Schedule RC-R, Part II: Risk-Weighted Assets (68 items)
About Schedule RC-R, Part II · Capitol Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $458.2M |
| Total Risk-weighted Assets | RCONG641 | $457.5M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $382.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $382.4M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $360.2M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $325.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $325.0M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $105.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $101.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $101.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $99.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $85.2M |
| Unconditionally Cancellable Commitments | RCONS540 | $71.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $66.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $66.4M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $60.3M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $50.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $46.4M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $46.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $36.1M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $34.4M |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $33.6M |
| Total All Other Assets | RCOND981 | $26.5M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $26.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $26.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $22.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $22.8M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $19.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $18.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $18.1M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $13.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$10.2M |
| Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS579 | $9.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $8.6M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Other - Over One Year Through Five Years | RCONS601 | $7.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $6.1M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $5.8M |
| Total Held-to-maturity Securities | RCOND961 | $5.8M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$3.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Other - Over Five Years | RCONS602 | $3.9M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $3.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $2.5M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $2.1M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $1.9M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $1.7M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $1.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $1.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $1.7M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $833K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $833K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $833K |
| Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method | RCONS497 | $761K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS568 | $761K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $744K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $744K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $744K |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $500K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $403K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $273K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $273K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $212K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $171K |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $126K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $45K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $30K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $30K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $30K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $30K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $69.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $67.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $67.4M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $635K |
| Other Comprehensive Income | RIADB511 | -$614K |
| Restatements Due to Corrections of Material Accounting Errors and Changes in Accounting Principles | RIADB507 | -$171K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · Capitol Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $13K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $11K |
| Charge-offs on All Other Loans | RIAD4644 | $2K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $2K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $1K |
| Recoveries on All Other Loans | RIAD4628 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Capitol Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $6.3M |
| Allowance for Loan and Lease Losses | RIAD3123 | $6.3M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $36K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $2K |
Schedule RI-E: Explanations (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Statement Due to Corrections of Material Accounting Errors and Changes in Accounting Principles from Prior Years | RIADB526 | -$171K |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $197.4M |
| Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution | RCONFT10 | $34.4M |
Capitol Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Capitol Bank call report?
The Capitol Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Capitol Bank file?
Capitol Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Capitol Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Capitol Bank has Federal Reserve RSSD ID 2339599 and FDIC certificate number 34074. Either one finds its filings on the FFIEC Central Data Repository.
How often does Capitol Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Capitol Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 34074) · FFIEC NIC profile (RSSD 2339599)