Bank call report · Des Peres, MO
Cass Commercial Bank Call Report
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Cass Commercial Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 259 reported line items, schedule by schedule (817 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 177751 |
| FDIC certificate number | 1068 |
| Total assets | $1.33B |
Official Q2 2026 call report PDF (FFIEC) →
Cass Commercial Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Cass Commercial Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.33B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.33B |
| Total Liabilities and Minority Interest | RCON2948 | $1.13B |
| Total Deposits | RCON2200 | $1.12B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.05B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.04B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $635.6M |
| Deposits: Noninterest-bearing | RCON6631 | $480.4M |
| Total Equity Capital | RCON3210 | $194.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $194.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $187.4M |
| Interest-bearing Balances | RCON0071 | $165.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $56.3M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $41.6M |
| Other Assets | RCON2160 | $17.8M |
| Other Liabilities, Total | RCON2930 | $16.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $13.9M |
| Surplus | RCON3839 | $6.9M |
| Federal Funds Sold | RCONB987 | $6.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.7M |
| Common Stock | RCON3230 | $2.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $360K |
| Goodwill | RCON3163 | $136K |
| Intangible Assets | RCON2143 | $136K |
Schedule RI: Income Statement (34 items)
About Schedule RI · Cass Commercial Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $35.9M |
| Net Interest Income | RIAD4074 | $27.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $27.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $19.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $19.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $15.2M |
| Net Income (Loss) | RIAD4340 | $15.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $15.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $14.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $12.5M |
| Total Noninterest Expense | RIAD4093 | $11.5M |
| Total Interest Expense | RIAD4073 | $8.8M |
| Other Noninterest Expense | RIAD4092 | $5.8M |
| Salaries and Employee Benefits | RIAD4135 | $5.3M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $5.0M |
| Total Noninterest Income | RIAD4079 | $4.8M |
| Applicable Income Taxes | RIAD4302 | $4.4M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $4.1M |
| Income from Lease Financing Receivables | RIAD4065 | $2.8M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2.7M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $2.7M |
| Other Noninterest Income | RIADB497 | $1.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.6M |
| Provision for Loan and Lease Losses | RIAD4230 | $767K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $672K |
| Interest on Other Securities | RIAD4060 | $477K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $377K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $372K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $358K |
| Net Servicing Fees | RIADB492 | $155K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $111K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $58K |
| Other Interest Income | RIAD4518 | $35K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 67 |
Schedule RC-B: Securities (12 items)
About Schedule RC-B · Cass Commercial Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $60.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $29.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $27.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $24.9M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $21.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $21.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $21.3M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $21.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $8.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $7.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $7.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $2.9M |
Schedule RC-C, Part I: Loans and Leases (17 items)
About Schedule RC-C, Part I · Cass Commercial Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.05B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $443.2M |
| Commercial and Industrial Loans | RCON1766 | $439.0M |
| Pledged Loans and Leases | RCONG378 | $324.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $281.8M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $271.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $270.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $224.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $142.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $128.9M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $105.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $31.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $31.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $2.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $39K |
| Other Loans | RCONJ464 | $22K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $30.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $22.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $150K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 85 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 68 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 63 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 24 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 19 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 3 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · Cass Commercial Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $688.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $670.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $566.4M |
| Total Transaction Accounts | RCON2215 | $427.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $427.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $328.2M |
| Total reciprocal deposits | RCONJH83 | $251.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $81.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $77.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $69.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $33.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $28.0M |
| Total Brokered Deposits | RCON2365 | $25.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $17.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $16.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $11.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $11.1M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $6.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $5.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $4.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.1M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $163K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $68K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $5.0M |
| Other Assets | RCON2168 | $4.7M |
| Net Deferred Tax Assets | RCON2148 | $4.3M |
| Accrued Interest Receivable | RCONB556 | $3.7M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $2.5M |
| Second Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3550 | $1.2M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $13.0M |
| All Other Liabilities | RCON2938 | $2.5M |
| Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3553 | $1.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $415K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $283K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Cass Commercial Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.39B |
| Quarterly Average of Total Loans | RCON3360 | $939.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $823.1M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $504.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $432.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $268.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $151.8M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $100.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $82.8M |
| Mortgage-backed Securities | RCONB559 | $39.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $32.4M |
| All Other Securities | RCONB560 | $21.7M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $7.3M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $2.0M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $7K |
| Quarterly Average of Other Borrowed Money | RCON3355 | $1K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · Cass Commercial Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $99.5M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $35.4M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $12.6M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $9.6M |
| Commercial and Similar Letters of Credit | RCON3411 | $692K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Cass Commercial Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.0M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (3 items)
About Schedule RC-N · Cass Commercial Bank past due and nonaccrual loans, leases, and other assets trends
Schedule RC-O: Other Data for Deposit Insurance Assessments (11 items)
About Schedule RC-O · Cass Commercial Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.39B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.12B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $778.7M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $722.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $337.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $194.2M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $242K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 4,044 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 460 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Cass Commercial Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $1.15B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Cass Commercial Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.39B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.39B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.15B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $210.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $196.7M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $196.7M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $196.7M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $194.1M |
| Retained Earnings | RCOAKW00 | $187.4M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $14.1M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $14.1M |
| Tier 2 Capital Before Deductions | RCOAP870 | $14.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $9.4M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$3.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.7M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $232K |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $136K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $136K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.184 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1716 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1716 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.141 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.104 |
Schedule RC-R, Part II: Risk-Weighted Assets (47 items)
About Schedule RC-R, Part II · Cass Commercial Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.15B |
| Total Risk-weighted Assets | RCONG641 | $1.15B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.12B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.12B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.07B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.05B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.05B |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $212.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $173.9M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $173.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $164.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $100.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $100.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $77.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $57.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $56.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $51.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $48.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $28.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $28.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $20.1M |
| Total All Other Assets | RCOND981 | $18.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$17.6M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $16.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $15.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $15.5M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $12.6M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $12.6M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $12.6M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $9.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $8.7M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$3.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $2.0M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $2.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $2.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $995K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $956K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $692K |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $439K |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $368K |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $296K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $294K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $138K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $138K |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $136K |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $72K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $7K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $201.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $201.4M |
| Total Equity Capital | RIAD3210 | $194.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $22.5M |
| Other Comprehensive Income | RIADB511 | -$22K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Cass Commercial Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $13.9M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $13.1M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$95K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.05B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $544.3M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $477.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $31.4M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $13.9M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $8.1M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $5.6M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $198K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $50.4M |
Cass Commercial Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Cass Commercial Bank call report?
The Cass Commercial Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Cass Commercial Bank file?
Cass Commercial Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Cass Commercial Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Cass Commercial Bank has Federal Reserve RSSD ID 177751 and FDIC certificate number 1068. Either one finds its filings on the FFIEC Central Data Repository.
How often does Cass Commercial Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Cass Commercial Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 1068) · FFIEC NIC profile (RSSD 177751)