Castle Rock Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Castle Rock Bank of Castle Rock, MN against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.41% | 1.25% | +0.16% | 57th above |
| ROAE | 10.24% | 12.22% | -1.98% | 36th below |
| Net Interest Margin | 3.07% | 3.95% | -0.88% | 11th bottom |
| Efficiency Ratio | 42.69% | 63.71% | -21.02% | 92nd top |
| PPNR / Avg Assets | 1.66% | — | — | 53rd above |
| Yield on Earning Assets | 4.90% | 5.67% | -0.77% | 19th bottom |
| Cost of Funds | 2.09% | 1.87% | +0.22% | 32nd below |
| Net Interest Spread | 2.17% | — | — | 6th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.01% | 0.88% | -0.87% | 85th top |
| NPA / Total Assets | 0.01% | — | — | 87th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.12% | 0.15% | -0.03% | 17th bottom |
| ACL / Total Loans | 2.72% | — | — | 98th top |
| ACL / NPLs (Coverage) | 23846.67% | — | — | — |
| Texas Ratio | 0.03% | 5.96% | -5.93% | 87th top |
| Provision / NCO | 300.00% | — | — | 63rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 26.35% | 17.18% | +9.17% | 90th top |
| Tier 1 Ratio | 26.35% | 17.21% | +9.14% | 90th top |
| Total Capital Ratio | 27.61% | — | — | 90th top |
| Leverage Ratio | 14.19% | 11.75% | +2.44% | 82nd top |
| Equity / Assets | 13.92% | 10.98% | +2.94% | 84th top |
| TCE / Tangible Assets | 13.92% | — | — | 85th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 52.71% | 80.44% | -27.73% | 90th top |
| Core Deposit Ratio | 80.53% | 86.95% | -6.42% | 18th bottom |
| Wholesale Funding Ratio | 0.80% | — | — | 85th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.83% | — | — | 67th above |
| Loan Growth (Y/Y) | 4.59% | — | — | 44th below |
| Deposit Growth (Y/Y) | 5.93% | — | — | 63rd above |
See Castle Rock Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Castle Rock Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Castle Rock Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Castle Rock Bank peer analysis.