Castle Rock Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 1.84 percentage points higher than in Q1 2026, at 51.68%. Within Minnesota, Castle Rock Bank is 105th of 221 on return on assets, 1.41% as of Q2 2026. Castle Rock Bank reported 1.41% on return on assets for Q2 2026, 0.15 points above the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 26.35% |
| Tier 1 risk-based capital ratio | 26.35% |
| Total risk-based capital ratio | 27.61% |
| Tier 1 leverage ratio | 14.19% |
| Equity capital to assets | 13.92% |
| Tangible equity to tangible assets | 13.92% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.01% |
| Non-performing assets ratio | 0.01% |
| Net charge-off ratio | 0.12% |
| Texas ratio | 0.08% |
| Allowance for credit losses to loans | 2.72% |
| Reserve coverage of non-performing loans | 18826.32% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.41% |
| Return on equity | 10.24% |
| Net interest margin | 3.07% |
| Efficiency ratio | 42.69% |
| Yield on earning assets | 4.90% |
| Cost of funds | 2.09% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 52.71% |
| Core deposits to total deposits | 80.53% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.04% |
| Securities to assets | 51.68% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 22.25% | 22.25% | 23.51% | 15.57% | 0.94% |
| Q4 2023 | 22.46% | 22.46% | 23.72% | 13.38% | 0.56% |
| Q1 2024 | 23.29% | 23.29% | 24.55% | 13.76% | 0.81% |
| Q2 2024 | 23.37% | 23.37% | 24.63% | 14.01% | 0.60% |
| Q3 2024 | 24.17% | 24.17% | 25.43% | 14.19% | 1.38% |
| Q4 2024 | 24.41% | 24.41% | 25.67% | 14.11% | 0.72% |
| Q1 2025 | 25.10% | 25.10% | 26.36% | 14.13% | 1.03% |
| Q2 2025 | 26.34% | 26.34% | 27.61% | 14.24% | 1.09% |
| Q3 2025 | 26.48% | 26.48% | 27.74% | 14.21% | 1.40% |
| Q4 2025 | 26.22% | 26.22% | 27.48% | 13.99% | 0.75% |
| Q1 2026 | 25.80% | 25.80% | 27.07% | 13.97% | 1.48% |
| Q2 2026 | 26.35% | 26.35% | 27.61% | 14.19% | 1.41% |
Castle Rock Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Castle Rock Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Castle Rock Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1913) · FFIEC NIC profile (RSSD 152253)