Ccfbank N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Net interest margin edged up by 0.07 percentage points, from 3.28% to 3.35%, the largest move among the key lines here. Ccfbank N.A. ranks 121st of 153 Wisconsin banks on net interest margin, in the lower half at 3.35% (Q2 2026). The median for banks in the $1B-10B asset tier is 3.71% on net interest margin. Ccfbank N.A. sits 0.36 points lower, at 3.35% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.19% |
| Yield on loans | 5.69% |
| Yield on securities | 2.90% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.20% |
| Cost of interest-bearing deposits | 2.43% |
| Cost of interest-bearing liabilities | 2.43% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.35% |
| Yield to cost spread | 2.76% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $19.4M |
| Total interest expense | $7.8M |
| Interest expense on deposits | $7.8M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.98% | 2.37% | 2.85% | 5.33% | 3.04% |
| Q4 2023 | 5.00% | 2.17% | 3.07% | 5.33% | 3.07% |
| Q1 2024 | 5.20% | 2.50% | 2.98% | 5.57% | 3.06% |
| Q2 2024 | 5.18% | 2.60% | 2.90% | 5.55% | 3.04% |
| Q3 2024 | 5.22% | 2.72% | 2.84% | 5.65% | 3.03% |
| Q4 2024 | 5.20% | 2.56% | 3.00% | 5.61% | 3.03% |
| Q1 2025 | 5.05% | 2.38% | 3.00% | 5.48% | 2.88% |
| Q2 2025 | 5.46% | 2.32% | 3.46% | 5.97% | 2.83% |
| Q3 2025 | 5.38% | 2.32% | 3.40% | 5.90% | 2.88% |
| Q4 2025 | 5.25% | 2.24% | 3.32% | 5.74% | 2.95% |
| Q1 2026 | 5.14% | 2.19% | 3.28% | 5.67% | 2.81% |
| Q2 2026 | 5.19% | 2.20% | 3.35% | 5.69% | 2.90% |
Ccfbank N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Ccfbank N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Ccfbank N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57265) · FFIEC NIC profile (RSSD 962890)