Ccfbank N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Ccfbank N.A. of Altoona, WI against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.44% | 1.46% | -1.02% | 8th bottom |
| ROAE | 3.65% | 12.72% | -9.07% | 7th bottom |
| Net Interest Margin | 3.35% | 3.85% | -0.50% | 28th below |
| Efficiency Ratio | 59.73% | 57.40% | +2.33% | 46th below |
| PPNR / Avg Assets | 1.46% | 1.88% | -0.42% | 34th below |
| Yield on Earning Assets | 5.19% | 5.72% | -0.53% | 29th below |
| Cost of Funds | 2.20% | 2.02% | +0.18% | 37th below |
| Net Interest Spread | 2.76% | 3.18% | -0.42% | 31st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.28% | 1.00% | +1.28% | 8th bottom |
| NPA / Total Assets | 1.79% | 0.76% | +1.03% | 8th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.42% | 0.43% | -0.01% | 11th bottom |
| ACL / Total Loans | 1.87% | 1.31% | +0.56% | 95th top |
| ACL / NPLs (Coverage) | 82.06% | 543.68% | -461.62% | 21st bottom |
| Texas Ratio | 15.31% | 7.38% | +7.93% | 11th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 317.27% | 618.85% | -301.58% | 69th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.94% | 17.34% | -4.40% | 41st below |
| Tier 1 Ratio | 12.94% | 17.37% | -4.43% | 40th below |
| Total Capital Ratio | 14.19% | 18.42% | -4.23% | 43rd below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.21% | 11.44% | -0.23% | 64th above |
| Equity / Assets | 12.01% | 11.33% | +0.68% | 75th top |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.44% | 10.50% | -0.06% | 63rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 87.61% | 86.95% | +0.66% | 52nd above |
| Core Deposit Ratio | 96.44% | 85.55% | +10.89% | 92nd top |
| Uninsured Deposit Ratio | 30.35% | 33.12% | -2.77% | 52nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.53% | 9.68% | -5.15% | 46th below |
| Loan Growth (Y/Y) | 2.38% | 8.06% | -5.68% | 31st below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.50% | 7.87% | -2.37% | 55th above |
See Ccfbank N.A.'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Ccfbank N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Ccfbank N.A. profile, how to read a UBPR, or how this data updates.