Bank call report · Ewing, NJ
Cenlar FSB Call Report
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Cenlar FSB filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 248 reported line items, schedule by schedule (1,061 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 934271 |
| FDIC certificate number | 30996 |
| Total assets | $782.0M |
Official Q2 2026 call report PDF (FFIEC) →
Cenlar FSB call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Cenlar FSB balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $782.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $782.0M |
| Total Liabilities and Minority Interest | RCON2948 | $642.5M |
| Deposits: Noninterest-bearing | RCON6631 | $442.8M |
| Total Deposits | RCON2200 | $442.8M |
| Held-to-maturity Securities, Total | RCON1754 | $406.7M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $406.5M |
| Loans and Leases Held for Sale | RCON5369 | $200.8M |
| Other Liabilities, Total | RCON2930 | $199.7M |
| Total Equity Capital | RCON3210 | $139.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $139.6M |
| Other Assets | RCON2160 | $113.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $75.1M |
| Surplus | RCON3839 | $64.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $35.8M |
| Interest-bearing Balances | RCON0071 | $14.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $7.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $1.2M |
| Intangible Assets | RCON2143 | $1.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$41K |
| Common Stock | RCON3230 | $10K |
| Allowance for Loan and Lease Losses | RCON3123 | $4K |
Schedule RI: Income Statement (27 items)
About Schedule RI · Cenlar FSB income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $217.9M |
| Total Noninterest Income | RIAD4079 | $199.4M |
| Other Noninterest Income | RIADB497 | $199.3M |
| Salaries and Employee Benefits | RIAD4135 | $106.6M |
| Other Noninterest Expense | RIAD4092 | $100.4M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $10.9M |
| Net Interest Income | RIAD4074 | $9.8M |
| Total Interest Income | RIAD4107 | $9.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$7.9M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$7.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$5.2M |
| Net Income (Loss) | RIAD4340 | -$5.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$5.2M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $4.8M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $4.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.6M |
| Applicable Income Taxes | RIAD4302 | -$2.7M |
| Provision for Loan and Lease Losses | RIAD4230 | -$787K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$787K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $295K |
| Net Servicing Fees | RIADB492 | $132K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $109K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $75K |
| Other Interest Income | RIAD4518 | $36K |
| Interest on Other Securities | RIAD4060 | $2K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 1,578 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (3 items)
Schedule RC-B: Securities (21 items)
About Schedule RC-B · Cenlar FSB securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $159.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $150.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $1.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $1.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $237.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $200.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Held-to-maturity Amortized Cost | RCONG320 | $4.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Held-to-maturity Fair Value | RCONG321 | $4.0M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $360.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $212.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $154.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $30.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $5.2M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $5.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $5.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $5.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $1.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $201K |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Fair Value | RCONHT59 | $55K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $46K |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Amortized Cost | RCONHT58 | $41K |
Schedule RC-C, Part I: Loans and Leases (16 items)
About Schedule RC-C, Part I · Cenlar FSB loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $202.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $162.9M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $155.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $70.9M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $38.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $33.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $31.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $31.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $17.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $7.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $4.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $2.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $966K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $50K |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $38K |
Schedule RC-E: Deposit Liabilities (7 items)
About Schedule RC-E · Cenlar FSB deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $430.4M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $430.4M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $322.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $107.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $12.4M |
| Total Transaction Accounts | RCON2215 | $12.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $12.4M |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $79.0M |
| Second Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3550 | $23.0M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $21.5M |
| Accrued Interest Receivable | RCONB556 | $9.0M |
| Net Deferred Tax Assets | RCON2148 | $8.6M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $8.1M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $7.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $887K |
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (9 items)
About Schedule RC-K · Cenlar FSB quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $831.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $459.4M |
| Mortgage-backed Securities | RCONB559 | $413.2M |
| Quarterly Average of Total Loans | RCON3360 | $235.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $235.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $16.2M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $5.0M |
| All Other Securities | RCONB560 | $41K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $5K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (1 item)
About Schedule RC-L · Cenlar FSB derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $9.4M |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Cenlar FSB memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $2.0M |
| Mortgage Servicing Assets | RCON3164 | $1.2M |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · Cenlar FSB past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Nonaccrual Assets Sold During the Quarter | RCONC411 | $13.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $680K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $680K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $431K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $431K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · Cenlar FSB other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $831.4M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $445.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $433.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $148.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $12.0M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 256 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 129 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $200.8M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $200.8M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $209.2M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $209.2M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $7.3M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $7.3M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $7.3M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $7.3M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $5.1M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $5.1M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $5.1M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $5.1M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $5.1M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $5.1M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $1.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $1.2M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Cenlar FSB regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $311.6M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Cenlar FSB regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $831.4M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $829.1M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $311.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $139.6M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $137.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $137.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $137.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $137.3M |
| Retained Earnings | RCOAKW00 | $75.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $64.5M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $2.3M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $2.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$41K |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$23K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$18K |
| General Loan and Lease Valuation Allowances | RCOA5310 | $4K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $4K |
| Tier 2 Capital Before Deductions | RCOAP870 | $4K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.4407 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.4407 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.4407 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.3607 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1656 |
Schedule RC-R, Part II: Risk-Weighted Assets (50 items)
About Schedule RC-R, Part II · Cenlar FSB risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Held-to-maturity Securities | RCOND961 | $406.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $346.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $346.2M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $311.6M |
| Total Risk-weighted Assets | RCONG641 | $311.6M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $299.8M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $200.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $169.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $169.3M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $163.3M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $146.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $146.4M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $141.7M |
| Total All Other Assets | RCOND981 | $122.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $116.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $116.1M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $103.9M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $102.3M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $84.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $69.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $50.0M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS417 | $37.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $36.2M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $13.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $9.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $8.9M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $7.5M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $7.5M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $7.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $4.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $4.7M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $4.0M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $3.0M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $1.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $1.4M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $1.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $1.2M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $1.2M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $1.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $1.2M |
| On-balance Sheet Securitization Exposures, Held-to-maturity Securities - Gross-up Risk Weight Exposure, by Calculation Methodology | RCONS479 | $761K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $579K |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $401K |
| Amount of allowances for credit losses on purchased credit-deteriorated assets, Held-to-maturity debt securities | RCONJJ31 | $140K |
| On-balance Sheet Securitization Exposures, Held-to-maturity Securities - Adjustments to Total Reported in Column a | RCONS476 | $37K |
| Total On-balance Sheet Securitization Exposures, Held-to-maturity Securities | RCONS475 | $37K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$23K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$23K |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$13K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $12K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $156.3M |
| Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) | RCONF699 | $1.9M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $27K |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $27K |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $27K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $155.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $155.2M |
| Total Equity Capital | RIAD3210 | $139.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $12.6M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $2.2M |
| Other Comprehensive Income | RIADB511 | $6K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Cenlar FSB changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $791K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $140K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $140K |
| Allowance for Loan and Lease Losses | RIAD3123 | $4K |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $175.8M |
| Data Processing Expenses | RIADC017 | $45.6M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $40.8M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $20.6M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | -$18.0M |
| Consulting and Advisory Expense | RIADF557 | $9.3M |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $7.5M |
Cenlar FSB call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Cenlar FSB call report?
The Cenlar FSB call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Cenlar FSB file?
Cenlar FSB files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Cenlar FSB call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Cenlar FSB has Federal Reserve RSSD ID 934271 and FDIC certificate number 30996. Either one finds its filings on the FFIEC Central Data Repository.
How often does Cenlar FSB file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Cenlar FSB financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 30996) · FFIEC NIC profile (RSSD 934271)