Bank call report · Charleroi, PA
Cfsbank Call Report
BankRegReports is independent of Cfsbank and never asks for online banking logins or passwords.
Cfsbank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 346 reported line items, schedule by schedule (710 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 100777 |
| FDIC certificate number | 29672 |
| Total assets | $773.4M |
Official Q2 2026 call report PDF (FFIEC) →
Cfsbank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Cfsbank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $773.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $773.4M |
| Total Liabilities and Minority Interest | RCON2948 | $697.9M |
| Total Deposits | RCON2200 | $642.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $548.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $491.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $488.7M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $186.4M |
| Deposits: Noninterest-bearing | RCON6631 | $94.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $84.0M |
| Total Equity Capital | RCON3210 | $75.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $75.4M |
| Other Borrowed Money | RCON3190 | $52.0M |
| Other Assets | RCON2160 | $35.5M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $23.9M |
| Held-to-maturity Securities, Total | RCON1754 | $23.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $18.3M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $9.9M |
| Accumulated Other Comprehensive Income | RCONB530 | -$8.6M |
| Loans and Leases Held for Sale | RCON5369 | $6.2M |
| Interest-bearing Balances | RCON0071 | $4.1M |
| Other Liabilities, Total | RCON2930 | $3.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.3M |
| Intangible Assets | RCON2143 | $180K |
| Goodwill | RCON3163 | $172K |
| Common Stock | RCON3230 | $1K |
Schedule RI: Income Statement (42 items)
About Schedule RI · Cfsbank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $15.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $11.9M |
| Total Noninterest Expense | RIAD4093 | $9.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $8.4M |
| Total Interest Expense | RIAD4073 | $7.8M |
| Net Interest Income | RIAD4074 | $7.7M |
| Salaries and Employee Benefits | RIAD4135 | $5.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $4.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.6M |
| Total Noninterest Income | RIAD4079 | $2.6M |
| Other Noninterest Expense | RIAD4092 | $2.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.4M |
| Other Noninterest Income | RIADB497 | $1.8M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.7M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.2M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $972K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $972K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $813K |
| Net Income (Loss) | RIAD4340 | $813K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $813K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $733K |
| Other Interest Expense | RIADGW44 | $638K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $563K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $520K |
| Interest on Other Securities | RIAD4060 | $340K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $243K |
| Applicable Income Taxes | RIAD4302 | $159K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $133K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $128K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $102K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $78K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $60K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $50K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $25K |
| Provision for Loan and Lease Losses | RIAD4230 | $20K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $15K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $10K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$9K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $5K |
| Net Servicing Fees | RIADB492 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 107 |
Schedule RC-B: Securities (40 items)
About Schedule RC-B · Cfsbank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $35.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $34.7M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $197.2M |
| Pledged Securities | RCON0416 | $78.8M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $74.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $71.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $54.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $48.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $43.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $40.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $34.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $33.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $28.5M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $21.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $21.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $19.3M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $16.2M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $15.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $14.6M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $13.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $6.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $6.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $5.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $5.3M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $2.5M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $2.5M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $2.4M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $2.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $1.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $1.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $941K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $881K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $633K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $525K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $220K |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $28K |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $28K |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $27K |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $27K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $27K |
Schedule RC-C, Part I: Loans and Leases (29 items)
About Schedule RC-C, Part I · Cfsbank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $497.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $372.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $323.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $45.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $44.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $29.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $28.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $28.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $19.9M |
| Commercial and Industrial Loans | RCON1766 | $18.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $17.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $14.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $13.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $11.9M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $11.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $11.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $9.3M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $8.1M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $8.0M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $6.9M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $4.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $2.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $1.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $948K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $656K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $134K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $134K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $105K |
| Other Loans | RCONJ464 | $11K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $39.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $12.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $3.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $485K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 63 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 53 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 36 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 30 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 17 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 12 |
Schedule RC-E: Deposit Liabilities (30 items)
About Schedule RC-E · Cfsbank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $506.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $467.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $190.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $135.7M |
| Total Transaction Accounts | RCON2215 | $135.7M |
| Total Brokered Deposits | RCON2365 | $123.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $116.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $101.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $101.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $98.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $96.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $78.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $66.0M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $65.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $62.5M |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $57.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $57.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $52.3M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $44.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $36.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $36.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $24.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $15.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $12.6M |
| Total reciprocal deposits | RCONJH83 | $8.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $7.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $6.7M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $3.0M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $3.0M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $16K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $24.0M |
| Accrued Interest Receivable | RCONB556 | $3.5M |
| Net Deferred Tax Assets | RCON2148 | $3.4M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $3.0M |
| Other Assets | RCON2168 | $1.5M |
| Prepaid Expenses | RCON2166 | $481K |
| Accounts Receivable | RCONFT34 | $468K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $2.0M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $1.5M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.3M |
| Other Expenses Accrued and Unpaid | RCON3646 | $427K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $75K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Cfsbank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $762.4M |
| Quarterly Average of Total Loans | RCON3360 | $483.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $383.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $189.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $185.8M |
| Mortgage-backed Securities | RCONB559 | $146.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $117.9M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $77.1M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $64.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $49.2M |
| All Other Securities | RCONB560 | $28.7M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $27.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $20.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $14.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $8.5M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · Cfsbank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $33.7M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $32.3M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $32.2M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $32.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $11.3M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $10.2M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.9M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $606K |
| Unused Commitments - Credit Card Lines | RCON3815 | $34K |
Schedule RC-M: Memoranda (9 items)
About Schedule RC-M · Cfsbank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $47.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $47.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $5.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.7M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $6K |
| Mortgage Servicing Assets | RCON3164 | $6K |
| All other intangible assets | RCONJF76 | $2K |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (9 items)
About Schedule RC-N · Cfsbank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $531K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $394K |
| Additions to Nonaccrual Assets | RCONC410 | $261K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $250K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $38K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $22K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $16K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $11K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Cfsbank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $767.0M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $644.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $302.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $297.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $83.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $36.5M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $8.5M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 19,583 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 942 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 292 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 29 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (2 items)
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Cfsbank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $425.6M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (26 items)
About Schedule RC-R, Part I · Cfsbank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $762.4M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $759.3M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $425.6M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $85.6M |
| Retained Earnings | RCOAKW00 | $84.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $83.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $83.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $83.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $75.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$8.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$8.6M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $2.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $2.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $2.4M |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | $2.3M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $830K |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $656K |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $172K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $2K |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.201 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1955 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1955 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.121 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1096 |
Schedule RC-R, Part II: Risk-Weighted Assets (60 items)
About Schedule RC-R, Part II · Cfsbank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $425.6M |
| Total Risk-weighted Assets | RCONG641 | $425.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $394.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $394.3M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $387.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $372.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $210.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $210.2M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $197.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $186.4M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $183.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $183.6M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $162.1M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $161.0M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $103.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $82.3M |
| Total All Other Assets | RCOND981 | $54.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $50.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $50.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $42.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $42.0M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $32.3M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $32.3M |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCOND993 | $32.2M |
| Total Held-to-maturity Securities | RCOND961 | $23.9M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $23.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $21.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $21.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $18.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $15.0M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $14.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $14.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $13.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $12.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$12.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$10.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $10.2M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $8.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $7.5M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $6.2M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $6.2M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $3.8M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $3.0M |
| Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS579 | $2.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $1.0M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $830K |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $732K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $392K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $261K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $261K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $261K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $261K |
| Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method | RCONS497 | $197K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS568 | $197K |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $197K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $113K |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $15K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $6K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $6K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $6K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $75.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $75.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $75.4M |
| Other Comprehensive Income | RIADB511 | -$757K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (3 items)
About Schedule RI-B, Part I · Cfsbank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $32K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $23K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $9K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Cfsbank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.3M |
| Allowance for Loan and Lease Losses | RIAD3123 | $2.3M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $40K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $32K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $1.1M |
Cfsbank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Cfsbank call report?
The Cfsbank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Cfsbank file?
Cfsbank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Cfsbank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Cfsbank has Federal Reserve RSSD ID 100777 and FDIC certificate number 29672. Either one finds its filings on the FFIEC Central Data Repository.
How often does Cfsbank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Cfsbank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 29672) · FFIEC NIC profile (RSSD 100777)