Champion Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Compared with Q1 2026, Core deposits to total deposits fell 0.55 percentage points in Q2 2026 to 89.32%, the biggest move on this page. Champion Bank has the 7th lowest loan-to-deposit ratio of the 63 banks headquartered in Colorado, at 56.18% as of Q2 2026. The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Champion Bank sits 11.44 points lower, at 56.18% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $24.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 56.18% |
| Net loans and leases to deposits | 54.65% |
| Loans and leases to core deposits | 62.90% |
| Core deposits to total deposits | 89.32% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 34.88% | 96.43% | $0 | $0 |
| Q4 2023 | 40.04% | 96.25% | $0 | $0 |
| Q1 2024 | 44.42% | 96.10% | $0 | $0 |
| Q2 2024 | 49.17% | 95.90% | $0 | $0 |
| Q3 2024 | 51.51% | 95.67% | $0 | $0 |
| Q4 2024 | 51.82% | 90.93% | $0 | $0 |
| Q1 2025 | 45.46% | 81.10% | $0 | $0 |
| Q2 2025 | 48.17% | 80.16% | $0 | $0 |
| Q3 2025 | 48.55% | 79.63% | $0 | $0 |
| Q4 2025 | 51.82% | 79.17% | $0 | $0 |
| Q1 2026 | 56.69% | 89.87% | $0 | $0 |
| Q2 2026 | 56.18% | 89.32% | $0 | $0 |
Champion Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Champion Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Champion Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57031) · FFIEC NIC profile (RSSD 2901558)