Champion Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Champion Bank of Parker, CO against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -3.12% | 3.14% | -6.26% | 4th bottom |
| ROAE | -8.07% | 10.32% | -18.39% | 7th bottom |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.92% | 3.94% | -0.02% | 53rd above |
| Efficiency Ratio | 158.60% | 76.22% | +82.38% | 5th bottom |
| PPNR / Avg Assets | -3.12% | 1.41% | -4.53% | 1st bottom |
| Yield on Earning Assets | 5.14% | 5.35% | -0.21% | 47th below |
| Cost of Funds | 1.80% | 1.70% | +0.10% | 37th below |
| Net Interest Spread | 2.50% | 3.32% | -0.82% | 18th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 1.01% | 1.34% | -0.33% | 31st below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.40% | 0.71% | -0.31% | 36th below |
| NCO / Avg Loans | 0.00% | 0.10% | -0.10% | 53rd above |
| ACL / Total Loans | 2.73% | 1.49% | +1.24% | 91st top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 271.33% | 866.18% | -594.85% | 67th above |
| Texas Ratio | 1.02% | 8.27% | -7.25% | 57th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 94.00% | 62.09% | +31.91% | 86th top |
| Tier 1 Ratio | 94.00% | 62.09% | +31.91% | 86th top |
| Total Capital Ratio | 95.26% | 63.06% | +32.20% | 86th top |
| Leverage Ratio | 39.33% | 17.62% | +21.71% | 89th top |
| Equity / Assets | 38.46% | 16.42% | +22.04% | 89th top |
| TCE / Tangible Assets | 38.46% | 16.17% | +22.29% | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 56.18% | 72.85% | -16.67% | 65th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 89.32% | 88.27% | +1.05% | 37th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -14.20% | 4.28% | -18.48% | 3rd bottom |
| Loan Growth (Y/Y) | -7.28% | 6.77% | -14.05% | 13th bottom |
| Deposit Growth (Y/Y) | -20.51% | 3.75% | -24.26% | 2nd bottom |
See Champion Bank's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Champion Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Champion Bank profile, how to read a UBPR, or how this data updates.