Bank call report · Norwich, CT
Chelsea Groton Bank Call Report
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Chelsea Groton Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 405 reported line items, schedule by schedule (944 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 345309 |
| FDIC certificate number | 18238 |
| Total assets | $1.75B |
Official Q2 2026 call report PDF (FFIEC) →
Chelsea Groton Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (27 items)
About Schedule RC · Chelsea Groton Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.75B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.75B |
| Total Liabilities and Minority Interest | RCON2948 | $1.48B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.33B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.32B |
| Total Deposits | RCON2200 | $1.19B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $746.4M |
| Deposits: Noninterest-bearing | RCON6631 | $445.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $292.0M |
| Total Equity Capital | RCON3210 | $276.7M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $276.7M |
| Other Borrowed Money | RCON3190 | $250.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $242.6M |
| Other Assets | RCON2160 | $83.4M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $41.3M |
| Other Liabilities, Total | RCON2930 | $33.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $30.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $22.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$18.5M |
| Interest-bearing Balances | RCON0071 | $13.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $12.4M |
| Surplus | RCON3839 | $3.2M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $2.0M |
| Held-to-maturity Securities, Total | RCON1754 | $2.0M |
| Loans and Leases Held for Sale | RCON5369 | $470K |
| Intangible Assets | RCON2143 | $407K |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $224K |
Schedule RI: Income Statement (44 items)
About Schedule RI · Chelsea Groton Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $38.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $33.7M |
| Net Interest Income | RIAD4074 | $31.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $21.1M |
| Total Noninterest Expense | RIAD4093 | $21.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $16.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $14.5M |
| Salaries and Employee Benefits | RIAD4135 | $12.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $12.1M |
| Net Income (Loss) | RIAD4340 | $12.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $12.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $9.3M |
| Total Interest Expense | RIAD4073 | $7.8M |
| Other Noninterest Expense | RIAD4092 | $6.2M |
| Total Noninterest Income | RIAD4079 | $5.0M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $4.9M |
| Applicable Income Taxes | RIAD4302 | $4.1M |
| Other Noninterest Income | RIADB497 | $2.9M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.8M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $2.7M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.0M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $1.8M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.7M |
| Interest on Other Securities | RIAD4060 | $1.3M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $918K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $723K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $596K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $546K |
| Provision for Loan and Lease Losses | RIAD4230 | $509K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $503K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $450K |
| Other Interest Income | RIAD4518 | $391K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $279K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $256K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $251K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $241K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $148K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$137K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $93K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $80K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $78K |
| Net Servicing Fees | RIADB492 | $68K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 214 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $35.8M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $11.6M |
| Balances Due from Federal Reserve Banks | RCON0090 | $10.3M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $9.4M |
| Currency and Coin | RCON0080 | $4.6M |
Schedule RC-B: Securities (40 items)
About Schedule RC-B · Chelsea Groton Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $11.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $10.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $237K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $204K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $159.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $144.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $1.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $1.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $5.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $5.7M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $263.1M |
| Pledged Securities | RCON0416 | $82.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $80.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $76.9M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $31.3M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $30.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $25.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $18.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $17.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $17.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $15.1M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $15.0M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $14.9M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $14.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $11.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $9.4M |
| Amortized Cost of Available-for-sale Other Foreign Debt Securities | RCON1744 | $8.2M |
| Fair Value of Available-for-sale Other Foreign Debt Securities | RCON1746 | $8.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $6.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $6.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $5.7M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $4.1M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $4.1M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $4.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $3.9M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $1.9M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $166K |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $157K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $23K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $1K |
Schedule RC-C, Part I: Loans and Leases (38 items)
About Schedule RC-C, Part I · Chelsea Groton Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.33B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $836.9M |
| Pledged Loans and Leases | RCONG378 | $722.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $526.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $195.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $173.9M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $158.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $97.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $87.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $84.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $77.9M |
| Commercial and Industrial Loans | RCON1766 | $75.1M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $75.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $74.8M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $66.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $62.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $53.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $43.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $38.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $37.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $35.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $25.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $22.5M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $19.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $14.5M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $13.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $10.9M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $2.5M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.6M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $1.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $1.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $1.1M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $653K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $399K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $179K |
| Other Loans | RCONJ464 | $179K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $58K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $11K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $34.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $14.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $9.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $4.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $3.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $129K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 227 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 69 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 54 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 32 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 31 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 23 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
Schedule RC-E: Deposit Liabilities (27 items)
About Schedule RC-E · Chelsea Groton Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $769.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $731.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $589.9M |
| Total Transaction Accounts | RCON2215 | $422.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $362.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $315.6M |
| Total reciprocal deposits | RCONJH83 | $116.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $72.5M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $63.2M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $62.6M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $62.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $60.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $51.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $47.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $46.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $37.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $32.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $18.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $13.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $13.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $7.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $6.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $5.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $4.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $3.6M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $782K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $269K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $56.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $9.3M |
| Net Deferred Tax Assets | RCON2148 | $8.9M |
| Accrued Interest Receivable | RCONB556 | $5.8M |
| Other Assets | RCON2168 | $2.9M |
| Accounts Receivable | RCONFT34 | $1.4M |
| Prepaid Expenses | RCON2166 | $1.3M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $25.4M |
| All Other Liabilities | RCON2938 | $7.7M |
| Deferred Compensation Liabilities | RCONC011 | $3.7M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $2.7M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $253K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $134K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Chelsea Groton Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.77B |
| Quarterly Average of Total Loans | RCON3360 | $1.33B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $918.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $692.5M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $315.1M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $245.2M |
| Mortgage-backed Securities | RCONB559 | $187.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $134.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $90.2M |
| All Other Securities | RCONB560 | $89.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $73.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $27.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $19.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $18.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $968K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)
About Schedule RC-L · Chelsea Groton Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $80.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $70.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $60.7M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $49.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $18.1M |
| Amount of Performance Standby Letters of Credit Conveyed to Others | RCON3822 | $599K |
| Performance Standby Letters of Credit | RCON3821 | $599K |
| Interest Rate Forward Contracts | RCON8697 | $470K |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $470K |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $4K |
Schedule RC-M: Memoranda (11 items)
About Schedule RC-M · Chelsea Groton Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $185.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $185.0M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $65.0M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $65.0M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $65.0M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $27.7M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $941K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $803K |
| Mortgage Servicing Assets | RCON3164 | $407K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $56K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (16 items)
About Schedule RC-N · Chelsea Groton Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $6.3M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $4.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $3.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $3.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.6M |
| Additions to Nonaccrual Assets | RCONC410 | $1.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $620K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $191K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $138K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $138K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $138K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $121K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $90K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $89K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $30K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)
About Schedule RC-O · Chelsea Groton Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured Other Borrowings with a Remaining Maturity of Over One Year Through Three Years | RCONG466 | $56K |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.77B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.19B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $820.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $355.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $293.3M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $266.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $18.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $269K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 54,727 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,173 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 515 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $283.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $283.9M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $239.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $239.1M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $44.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $44.7M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Chelsea Groton Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $1.34B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Chelsea Groton Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.77B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.76B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.34B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $307.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $295.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $295.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $295.2M |
| Retained Earnings | RCOAKW00 | $292.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $276.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$18.5M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$16.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $12.6M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $12.6M |
| Tier 2 Capital Before Deductions | RCOAP870 | $12.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $3.2M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$2.3M |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | $1.1M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2293 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2199 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2199 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1673 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1493 |
Schedule RC-R, Part II: Risk-Weighted Assets (66 items)
About Schedule RC-R, Part II · Chelsea Groton Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.34B |
| Total Risk-weighted Assets | RCONG641 | $1.34B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $986.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $910.8M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $910.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $898.9M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $710.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $710.7M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $571.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $455.4M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $330.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $330.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $283.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $278.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $220.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $220.0M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $187.8M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $139.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $139.3M |
| Risk-weighted Assets by Risk-weighted Category - 300 Pct Risk Weight Category | RCONS574 | $115.7M |
| Total All Other Assets | RCOND981 | $114.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $103.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $87.4M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $46.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $44.0M |
| Available-for-sale Securities - 300 Pct Risk Weight Category | RCONS405 | $38.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 300 Pct Risk Weight Category | RCONS563 | $38.6M |
| Total Balance Sheet Assets - 300 Pct Risk Weight Category | RCONS505 | $38.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $35.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $35.7M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $35.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$32.9M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $20.9M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$20.5M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $20.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $14.9M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $12.4M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $11.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $9.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $8.2M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $8.2M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $6.3M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $4.7M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $4.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $3.5M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $3.0M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $2.8M |
| Total Held-to-maturity Securities | RCOND961 | $2.0M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $1.6M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $1.0M |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $744K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $744K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $744K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $599K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $482K |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $470K |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $470K |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $470K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $407K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $407K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $407K |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $403K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $300K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $300K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $82K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $65K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $71.3M |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $276.7M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $269.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $269.2M |
| Other Comprehensive Income | RIADB511 | -$4.6M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (10 items)
About Schedule RI-B, Part I · Chelsea Groton Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $91K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $73K |
| Charge-offs on All Other Loans | RIAD4644 | $62K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $55K |
| Recoveries on All Other Loans | RIAD4628 | $30K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $6K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $5K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $2K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $2K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Chelsea Groton Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $12.4M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $11.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $73K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$59K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.33B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $926.4M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $227.0M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $94.6M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $79.5M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $12.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $8.3M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $2.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $1.1M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $1.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $652K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $11K |
Schedule RI-E: Explanations (4 items)
Chelsea Groton Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Chelsea Groton Bank call report?
The Chelsea Groton Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Chelsea Groton Bank file?
Chelsea Groton Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Chelsea Groton Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Chelsea Groton Bank has Federal Reserve RSSD ID 345309 and FDIC certificate number 18238. Either one finds its filings on the FFIEC Central Data Repository.
How often does Chelsea Groton Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Chelsea Groton Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 18238) · FFIEC NIC profile (RSSD 345309)