Citicorp Trust Delaware, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to average assets climbed 4.15 percentage points in Q2 2026, from 88.57% to 92.72%. It was the largest change from Q1 2026 among the key lines here. Against a median of 19.57% for banks in the < $100M asset tier, Citicorp Trust Delaware, N.A. reported 482.80% on CET1 ratio in Q2 2026, 463.23 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 482.80% |
| Tier 1 risk-based capital ratio | 482.80% |
| Total risk-based capital ratio | 482.80% |
| Tier 1 leverage ratio | 92.72% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $22.7M |
| Tier 1 capital | $22.7M |
| Total risk-based capital | $22.7M |
| Total equity capital | $22.7M |
| Risk-weighted assets | $4.7M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 94.37% |
| Tangible equity to tangible assets | 94.37% |
| Equity capital to average assets | 92.72% |
| Internal capital growth rate | 3.00% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $600K |
| Common stock surplus | $10.2M |
| Retained earnings | $12.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $1K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 486.86% | 486.86% | 486.86% | 92.36% | $4.8M |
| Q4 2023 | 480.77% | 480.77% | 480.77% | 89.47% | $4.7M |
| Q1 2024 | 480.70% | 480.70% | 480.70% | 93.16% | $4.8M |
| Q2 2024 | 475.68% | 475.68% | 475.68% | 92.95% | $4.9M |
| Q3 2024 | 485.31% | 485.31% | 485.31% | 92.56% | $4.9M |
| Q4 2024 | 480.19% | 480.19% | 480.19% | 90.81% | $4.8M |
| Q1 2025 | 478.07% | 478.07% | 478.07% | 92.81% | $4.9M |
| Q2 2025 | 478.03% | 478.03% | 478.03% | 94.29% | $4.9M |
| Q3 2025 | 492.61% | 492.61% | 492.61% | 92.04% | $4.6M |
| Q4 2025 | 485.55% | 485.55% | 485.55% | 105.05% | $5.1M |
| Q1 2026 | 480.70% | 480.70% | 480.70% | 88.57% | $4.7M |
| Q2 2026 | 482.80% | 482.80% | 482.80% | 92.72% | $4.7M |
Citicorp Trust Delaware, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Citicorp Trust Delaware, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Citicorp Trust Delaware, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 25677) · FFIEC NIC profile (RSSD 449038)